29118 Laurel Valley Dr, Vista, CA 92084 Property Records

San Diego County property record for 29118 Laurel Valley Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 1987
Lot Size	0.105 acres (4,560 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Sep 2014)
Tax Bill	$6,042 (2025)
Deeds & Mortgages	Jan 2018 Reverse Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172-260-52-00`

Property Details

APN / Parcel Number

Primary APN	`172-260-52-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,086 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,560 sqft (0.105 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	29118 LAUREL VALLEY DR
City	VISTA
State	CA
Zip	92084-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 77 TR 011397
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4450-1
Legal Tract	011397
Legal Block	2
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19209

Owner

Source: San Diego County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29118 LAUREL VALLEY DR, VISTA, CA 92084-2221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2014 · Amount on Record
Deed Sale	Sep 18, 2014 · Amount on Record
Prior Sale	Oct 25, 2012 · Amount on Record
Deed Document Number	2014403666
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0000405755
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29118 LAUREL VALLEY DR, VISTA, CA 92084-2221
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037207
Date	Jan 30, 2018
Instrument	2018-0037207

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	951 Months
Due	Apr 23, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.93%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29118 LAUREL VALLEY DR, VISTA, CA 92084-2221
Document Number	0000037208
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29118 LAUREL VALLEY DR VISTA CA 920842221, VISTA, CA 92084-2221

Mortgage

Document Number	0000037208
Date	Jan 30, 2018
Instrument	37208

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Jan 29, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.93%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,156 (+2%) Land $211,499 Building $364,657
2025	$6,042.00 (+4.03%) Homeowner's exemption	$564,859 (+4.04%) Land $207,352 Building $357,507
2023	$5,808.00 (+1.4%) Homeowner's exemption	$542,927 Land $199,301 Building $343,626
2022	$5,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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