2911 Snowghost Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 2911 Snowghost Dr, Whitefish, MT 59937 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 4.5 ba · 3,616 sqft · built 2006
Lot Size	14.8 acres (646,866 sqft)
Owner	2 Individual Names on File
Last Sale	$2,394,000 (Apr 2026)
Tax Bill	$10,486 (2025)
Deeds & Mortgages	Jun 2008 Line of Credit Dec 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0747221`

Property Details

APN / Parcel Number

Primary APN	`R0747221`
Alternative APNs	`07-4293-17-4-01-30-0000` `0000008476`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,616 sqft Living Area
1st Floor Area	2,106 sqft
2nd Floor Area	1,510 sqft
Basement Area	1,335 sqft
Finished Basement	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	646,866 sqft (14.8 acres)
Terrain	Steep
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008476
Street Address	2911 SNOWGHOST DR
City	WHITEFISH
State	MT
Zip	59937-7925
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S17, T31 N, R21 W, 16083-2, PARCEL N/A
Legal Range	21W
Legal Township	31N
Legal Section	17
Legal Subdivision	CERTIFICATE OF SURVEY NO 16083
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2001
Census Tract	302

Owner

Source: Flathead County records · APN R0747221

Assessment roll updated September 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5589 CEDAR CREEK DR, HOUSTON, TX 77056-2307
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2008	Deed of Trust, Mortgage · Line of Credit WHITEFISH CREDIT UNION
Dec 05, 2016	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Oct 25, 2013	Special Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Document Number	20268838
Prior Transfer Date	Nov 16, 2007
Prior Transfer Doc	0000036380
Record Updated	Sep 20, 2026

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2911 SNOWGHOST DR, WHITEFISH, MT 59937-7925
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800017630
Date	Jun 23, 2008
Instrument	200800017630

Lender

Name	WHITEFISH CREDIT UNION
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2013

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	2911 SNOWGHOST DR, WHITEFISH, MT 59937-7925
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600026987
Date	Dec 05, 2016
Instrument	201600026987

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2032

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 30, 2026
Property Address	2911 SNOWGHOST DR, WHITEFISH, MT 59937-7925
Document Number	202600008838
Instrument Date	Apr 28, 2026
Instrument	2026.8838
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5589 CEDAR CREEK DR, HOUSTON, TX 77056-2307

Mortgage

Document Number	0000008839,
Date	Apr 30, 2026
Instrument	2026.8839

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 25, 2013
Property Address	2911 SNOWGHOST DR, WHITEFISH, MT 59937-7925
Document Number	201300027527
Instrument Date	Oct 23, 2013
Instrument	201300027527
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2911 SNOWGHOST DR, 2911, WHITEFISH, MT 59937-7925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6501 E 370TH RD, OOLOGAH, OK 74080

Mortgage

Document Number	201300027528
Date	Oct 25, 2013
Instrument	201300027528

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 01, 2018
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

Mortgage

Document Number	201300027529
Date	Oct 25, 2013
Instrument	201300027529

Lender

Name	ARVEST BANK
Type	Bank
Address	NOWATA, OK 74048

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Nov 26, 2018

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,486.00 (+9.2%)	$2,204,290 (+41.62%)	$2,204,290 (+41.62%) Land $688,920 Building $1,515,370
2023	$9,603.00	$1,556,505	$1,556,505 Land $543,085 Building $1,013,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 74% of the US · above 57% of Montana
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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