2911 Copper Cliff Dr, Katy, TX 77449 Property Records

Harris County property record for 2911 Copper Cliff Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1996
Lot Size	0.103 acres (4,475 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2021)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118-439-004-0008`

Property Details

APN / Parcel Number

Primary APN	`118-439-004-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,475 sqft (0.103 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1184390040008
Street Address	2911 COPPER CLIFF DR
City	KATY
State	TX
Zip	77449-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 4 SUNDOWN GLEN SEC 5
Legal Subdivision	SUNDOWN GLEN SEC 5
Legal Block	4
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1010
Census Tract	542303

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3833 CUMMINS ST, 1266, HOUSTON, TX 77027-5880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 22, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 10, 2021	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Sep 15, 2015
Deed Document Number	2021255117
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000255117
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Aug 3, 2026
Property Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608
Document Number	0000312232
Instrument Date	Jun 12, 2026
Instrument	2026312232
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608

Mortgage

Document Number	0000312232,
Date	Aug 3, 2026
Instrument	2026312232

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608

Mortgage

Document Number	0000007042
Date	Jan 8, 2024
Instrument	2024-007042

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608
Transaction Type	Mortgage
Record Updated	Jan 1, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608

Mortgage

Document Number	0000481341
Date	Dec 22, 2023
Instrument	2023-481341

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608

Mortgage

Document Number	0000267335
Date	Jul 18, 2023
Instrument	2023-267335

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2051

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 10, 2021
Property Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608
Document Number	0000255117
Map Reference	MF 368073
Instrument Date	May 7, 2021
Instrument	2021-255117
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 COPPER CLIFF DR, KATY, TX 77449-4608

Mortgage

Document Number	0000255118
Date	May 10, 2021
Instrument	2021-255118

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,354.00 (+34.09%) Homeowner's exemption	$233,427 (-7.99%) Land $43,790 Building $189,637	$233,427 (-7.99%) Land $43,790 Building $189,637
2024	$3,247.00 (+6.11%)
2023		$253,704 Land $43,790 Building $209,914	$253,704 Land $43,790 Building $209,914
2022	$3,060.00 (-7.19%)
2020	$3,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	32 (2010–2017)
Claims Outside the SFHA	17 of 32
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 17 serves 3,354 people · EPA ID TX1012238
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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