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2910 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 2910 Umstead Rd, Durham, NC 27712

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 3,374 sqft · built 1963
Lot Size13.6 acres (592,852 sqft)
OwnerIndividual Name on Record
Tax Bill$5,296 (2026)
Deeds & MortgagesDec 2022 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0804-64-8122

Property Details

APN / Parcel Number

Primary APN0804-64-8122
Alternative APNs
  • 0804-64-81-2232
  • 181456

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,374 sqft Heated Area
1st Floor Area2,062 sqft
Basement Area1,560 sqft
Unfinished Basement1,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area592,852 sqft (13.6 acres)
PorchPorch
Porch Area293 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2910 UMSTEAD RD
CityDURHAM
StateNC
Zip27712-2456
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionPROP-HORNER PETER L-JUDY K PLEMONS/TR#B PL:000173-000177
Legal TractB
JurisdictionDURHAM NC
Township / Civil DivisionLEBANON
Census Block Group4
Census Block4018
Census Tract1604

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2910 UMSTEAD RD, DURHAM, NC 27712-2456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
LENOX FINANCIAL MORTGAGE CORP
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 13, 2005
Transfer Doc0046840172
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2910 UMSTEAD RD, DURHAM, NC 27712-2456
Transaction TypeMortgage
Record UpdatedJan 5, 2023
Title CompanyUNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 URNSTEAD RD, DURHAM, NC 27712

Mortgage

Document Number0098400619
DateDec 28, 2022
Book Page9840/619
Instrument2022047764
Lender
NameLENOX FINANCIAL MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address2910 UMSTEAD RD, DURHAM, NC 27712-2456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087750615
DateOct 15, 2019
Book Page8775/615
Instrument2019037708
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,296.00 (+3.66%)$733,115 (-) Land $397,200 Building $335,915$733,115 (-) Land $397,200 Building $335,915
2025$5,109.00 (+46.68%)$733,115 (+101.87%) Land $397,200 Building $335,915$733,115 (+101.87%) Land $397,200 Building $335,915
2023$3,483.00 (+4.34%)$363,162 Land $121,550 Building $241,612$363,162 Land $121,550 Building $241,612
2022$3,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: AT&T.

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