2910 Roop Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2910 Roop Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,500 sqft · built 1955
Lot Size	2.83 acres (123,441 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,604 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage Feb 2019 Transfer
Flood Zone	Zone D (undetermined)
APN	`835-24-023`

Property Details

APN / Parcel Number

Primary APN	`835-24-023`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,500 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	123,441 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Street Address	2910 ROOP RD
City	GILROY
State	CA
Zip	95020-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	MAP O PG 28 PART OF LOT 32
Legal Subdivision	CATHERINE DUNNE RAN
Legal Lot Number	32
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2910 ROOP RD, GILROY, CA 95020-9094
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 8, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2003
Transfer Doc	0017422376
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 21, 2026
Property Address	2910 ROOP RD, GILROY, CA 95020-9094
Document Number	0025992940
Instrument Date	May 12, 2026
Instrument	202625992940
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2910 ROOP RD, GILROY, CA 95020-9094

Mortgage

Document Number	0025992941,
Date	May 21, 2026
Instrument	202625992941

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	659 Months
Due	Apr 21, 2081

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0025992942,
Date	May 21, 2026
Instrument	202625992942

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Apr 21, 2081

Interest

Rate	75%
Max Rate	-1%

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 8, 2019
Property Address	2910 ROOP RD, GILROY, CA 95020-9094
Document Number	0024113385
Instrument Date	Jan 19, 2019
Instrument	24113385
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2910 ROOP RD GILROY CA 950209094, GILROY, CA 95020-9094

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,068 (+2%) Land $135,363 Building $160,705
2025	$3,604.00 (+2.47%) Homeowner's exemption	$290,263 (+4.04%) Land $132,709 Building $157,554
2023	$3,517.00 (+1.88%) Homeowner's exemption	$278,993 Land $127,556 Building $151,437
2022	$3,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless · Fiber in parts of the area	100 / 20
Frontier DSL	90 / 5

May also be available: AT&T, South Valley Internet, T-Mobile, Verizon.

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