2910 Kyle St, Urbana, IL 61802 Property Records

Champaign County property record for 2910 Kyle St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 1978
Lot Size0.518 acres (22,584 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Mar 2020)
Tax Bill$5,418 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-21-03-428-004

Property Details

APN / Parcel Number

Primary APN30-21-03-428-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,796 sqft Building Perimeter
1st Floor Area1,796 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area22,584 sqft (0.518 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2910 KYLE ST
CityURBANA
StateIL
Zip61802-7712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 RICHARDSON ESTATES 2ND SUB
Legal Range09E
Legal Township19N
Legal Section03
Legal SubdivisionRICHARDSON ESTATES 2ND SUB
Legal Lot Number18
JurisdictionCHAMPAIGN IL
Township / Civil DivisionURBANA
Census Block Group2
Census Block2018
Census Tract5402

Owner

2910 Kyle St is owned and occupied by an individual who bought it in March 2020.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2910 KYLE ST, URBANA, IL 61802-7712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Mar 21, 2019Deed of Trust, Mortgage
ILLINOIS NATIONAL BANK
Mar 4, 2020Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2020 · Amount on File
Deed SaleMar 4, 2020 · Amount on File
Deed Document Number20203447
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2910 KYLE ST, URBANA, IL 61802-7712
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002154
DateFeb 1, 2022
Instrument2022R02154
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.82%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2910 KYLE ST, URBANA, IL 61802-7712
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003886
DateMar 21, 2019
Instrument2019R03886
Lender
NameILLINOIS NATIONAL BANK
TypeBank
AddressSPRINGFIELD, IL 62701
Agreement
AmountAmount on Record

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 4, 2020
Property Address2910 KYLE ST, URBANA, IL 61802-7712
Document Number0000003447
Map ReferenceMB U PG 44
Instrument DateMar 3, 2020
Instrument2020R03447
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2910 KYLE ST, URBANA, IL 61802-7712

Mortgage

Document Number0000003448
DateMar 4, 2020
Instrument2020R03448
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionUrbana Township
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$78,170 Land $11,270 Building $66,900$234,510 Land $33,810 Building $200,700
2024$5,418.00
2022$4,880.00 Homeowner's exemption$62,430 Land $9,010 Building $53,420$187,290 Land $27,030 Building $160,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2910 Kyle St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2910 Kyle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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