Durham County property record for 2910 Elgin St, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1956 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2026) |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-09-9100 |
| Primary APN | 0832-09-9100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 169 ft deep x 67 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2910 ELGIN ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | MCARTHUR HEIGHTS/BLK:I/LT #08 PL:000014-000082 |
| Legal Subdivision | MCARTHUR HGHTS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 102 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Sep 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2022 · Amount on Record |
| Deed Document Number | 2026181254 |
| Deed Book / Page | 10587 / 663 |
| Prior Transfer Date | Aug 2, 2004 |
| Prior Transfer Doc | 0045000056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0000181254 |
| Book / Page | 10587 / 663 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026181254 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0000181255, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026181255 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000181256, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 10587/679 |
| Instrument | 2026181256 |
| Name | HOUSING FINANCE AGENCY NC |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 22, 2022 |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0097860859 |
| Book / Page | 9786 / 859 |
| Map Reference | MB 14 PG 82 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022037750 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 WELCOME CIR, 1400, DURHAM, NC 27705-5012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Investor | Possibly a Property Investor |
| Document Number | 2022037751 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022037751 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 26, 2019 |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0087110417 |
| Book / Page | 008711 / 000417 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 26022 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2910 ELGIN ST DURHAM NC 277043124, DURHAM, NC 27704-3124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 29, 2018 |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0084980260 |
| Book / Page | 008498 / 000260 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 30563 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2910 ELGIN ST DURHAM NC 277043124, DURHAM, NC 27704-3124 |
| Document Number | 84980262 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 008498/000262 |
| Instrument | 30564 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0082810314 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2910 ELGIN ST DURHAM NC 277043124, DURHAM, NC 27704-3124 |
| Document Number | 0082810314 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 008281/000314 |
| Instrument | 34723 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2910 ELGIN ST, DURHAM, NC 27704-3124 |
| Document Number | 0082880158 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2910 ELGIN ST DURHAM NC 277043124, DURHAM, NC 27704-3124 |
| Document Number | 0082880158 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 008288/000158 |
| Instrument | 36117 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,369 (-) Land $192,000 Building $222,369 | $414,369 (-) Land $192,000 Building $222,369 | |
| 2025 | $4,211.00 (+34.84%) | $414,369 (+73.77%) Land $192,000 Building $222,369 | $414,369 (+73.77%) Land $192,000 Building $222,369 |
| 2023 | $3,123.00 (+2.33%) | $238,456 Land $31,875 Building $206,581 | $238,456 Land $31,875 Building $206,581 |
| 2022 | $3,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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