2910 E Rum River Dr S, Cambridge, MN 55008 Property Records

Isanti County property record for 2910 E Rum River Dr S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,162 sqft · built 1994
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2025)
Tax Bill	$3,918 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.266.0430`

Property Details

APN / Parcel Number

Primary APN	`15.266.0430`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,162 sqft Heated Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	180 ft deep x 118 ft wide
Garage Area	576 sqft
Driveway	Driveway
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2910 E RUM RIVER DR S
City	CAMBRIDGE
State	MN
Zip	55008-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME GOLDENWOOD 9TH ADDN LOT 034 BLOCK 002 SUBDIVISIONCD 15266 THAT PT OF LOT 34 LYING S OF LINE DRAWN LL WITH &
Legal Range	023
Legal Township	035
Legal Section	05
Legal Subdivision	GOLDENWOOD 9TH ADDN
Legal Block	2
Legal Lot Number	34
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2071
Census Tract	130303

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2910 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	2025540997
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Nov 12, 2025
Property Address	2910 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2681
Document Number	000A540997
Instrument Date	Oct 6, 2025
Instrument	A540997
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2681

Mortgage

Document Number	000A540998
Date	Nov 12, 2025
Instrument	A540998

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,918.00 (-19.32%) Homeowner's exemption	$292,900 (-1.35%) Land $55,000 Building $237,900	$292,900 (-1.35%) Land $55,000 Building $237,900
2025	$4,856.00 (+26%) Homeowner's exemption	$296,900 (+4.32%) Land $55,000 Building $241,900	$296,900 (+4.32%) Land $55,000 Building $241,900
2023	$3,854.00 (+3.49%) Homeowner's exemption	$284,600 Land $37,200 Building $247,400	$284,600 Land $37,200 Building $247,400
2022	$3,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20