291 Wheeler Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 291 Wheeler Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,701 sqft · built 2020
Lot Size0.475 acres (20,692 sqft)
OwnerIndividual Name on Record
Last Sale$610,600 (Jul 2020)
Tax Bill$8,526 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jan 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNDRAC M:38 B:44 L:51

Property Details

APN / Parcel Number

Primary APNDRAC M:38 B:44 L:51
Alternative APNs
  • M:0038 B:0044 L:0051
  • 384451

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,701 sqft Living Area
Gross Area5,561 sqft
Basement Area1,058 sqft
Unfinished Basement1,058 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,692 sqft (0.475 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number384451
Street Address291 WHEELER RD
CityDRACUT
StateMA
Zip01826-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block44
Legal Lot Number51
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2011
Census Tract314302

Owner

Source: Middlesex County and Dracut Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address291 WHEELER RD, DRACUT, MA 01826-4231
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage
TRIANGLE CREDIT UNION
Jan 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ALIGN CREDIT UNION
Jul 31, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number202035500
Deed Book / Page34441 / 25
Prior Transfer DateJul 30, 2020
Prior Transfer Doc34441-25
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Recording DateSep 28, 2026
Property Address291 WHEELER RD, DRACUT, MA 01826-4231
Document Number0000032142
Book / Page40379 / 59
Instrument DateSep 28, 2026
Instrument202632142
Transaction TypeMortgage
Record UpdatedOct 21, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032142,
DateSep 28, 2026
Book Page40379/59
Instrument202632142
Lender
NameTRIANGLE CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address291 WHEELER RD, DRACUT, MA 01826-4231
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036743-121
DateJan 21, 2022
Book Page36743/121
Instrument3263
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJul 31, 2020
Property Address291 WHEELER RD, DRACUT, MA 01826-4231
Document Number34441-25
Book / Page34441 / 25
Instrument DateJul 30, 2020
Instrument35500
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address291 WHEELER RD, DRACUT, MA 01826-4231

Mortgage

Document Number35501
DateJul 31, 2020
Instrument35501
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,526.00 (+0.91%)$881,700 (+5.61%) Land $225,800 Building $655,900$772,730 (-)
2025$8,449.00 (+2.67%)$834,900 (+6.02%) Land $207,100 Building $627,800$772,730 (+0.69%)
2024$8,229.00 (+3.17%)$787,500 (+14.33%) Land $197,200 Building $590,300$767,410
2023$7,976.00$688,800 Land $171,500 Building $517,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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