291 Waverly Loop, Lake Wales, FL 33859 Property Records

Polk County property record for 291 Waverly Loop, Lake Wales, FL 33859

Property Summary

Property Type	Mobile Home
Details	1,716 sqft · built 1998
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 2020)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-10-859001-000290`

Property Details

APN / Parcel Number

Primary APN	`27-29-10-859001-000290`
Alternative APNs	`102927859001000290` `02927000`

Interior

Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Location & Zoning

Street Address	291 WAVERLY LOOP
City	LAKE WALES
State	FL
Zip	33859-7086
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WAVERLY ACRES PB 94 PG 5 LOT 29
Legal Range	27E
Legal Township	29S
Legal Section	10
Legal Subdivision	WAVERLY ACRES
Legal Tract	859001
Legal Block	1
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	14130

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 WAVERLY LOOP, LAKE WALES, FL 33859-7086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS
Sep 18, 2018	Warranty Deed, Transfer OTHER
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2020166991
Deed Book / Page	11337 / 1303
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2020
Property Address	291 WAVERLY LOOP, LAKE WALES, FL 33859-7086
Document Number	0113371303
Book / Page	011337 / 001303
Instrument Date	Aug 10, 2020
Instrument	166991
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 WAVERLY LOOP LAKE WALES FL 338597086, LAKE WALES, FL 33859-7086

Mortgage

Document Number	113371304
Date	Aug 17, 2020
Book Page	011337/001304
Instrument	166992

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 18, 2018
Property Address	291 WAVERLY LOOP, LAKE WALES, FL 33859-7086
Document Number	0106142064
Book / Page	010614 / 002064
Instrument Date	Sep 18, 2018
Instrument	197672
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHEMIN DU ROCHER

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	291 WAVERLY LOOP, LAKE WALES, FL 33859-7086
Document Number	0101880258
Book / Page	010188 / 000258
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 WAVERLY LOOP LAKE WALES FL 338597086, LAKE WALES, FL 33859-7086

Mortgage

Document Number	0101880258
Date	Jun 27, 2017
Book Page	010188/000258
Instrument	122386

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,460 (+2.7%)	$147,994 (-0.27%) Land $28,000 Building $119,994
2025	$1,261.00 (-23.94%) Homeowner's exemption	$137,741 (+5.99%)	$148,390 (+8.77%) Land $28,000 Building $120,390
2023	$1,658.00 (+4.02%) Homeowner's exemption	$129,960 (+3%)	$136,424 (+8.12%) Land $28,000 Building $108,424
2022	$1,594.00 Homeowner's exemption	$126,175 Land $23,000 Building $103,175	$126,175 Land $23,000 Building $103,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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