Vance County property record for 291 Waterfall Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,291 sqft · built 2006 |
| Lot Size | 0.579 acres (25,221 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jan 2017) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Jan 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412A01029 |
| Primary APN | 0412A01029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,291 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Lot Area | 25,221 sqft (0.579 acres) |
| Garage Area | 368 sqft |
| Heating System | HVAC |
|---|
| Account Number | 1023380 |
|---|---|
| Street Address | 291 WATERFALL RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 291 WATERFALL RD LOT 120 .579 |
| Legal Subdivision | HUNTSTONE PINE |
| Legal Block | 01 |
| Legal Lot Number | 120 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | DABNEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 960300 |
Source: Vance County records, as of April 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2006 | Deed of Trust, Mortgage JOHNNY MASSARO AND EDNA MASSARO REVOCABL |
| Jan 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Dec 1, 2005 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MERIDIAN RESDENTIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Prior Sale | Dec 1, 2005 · Amount on Record |
| Deed Document Number | 2017239 |
| Deed Book / Page | 1320 / 1016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01130/0824 |
|---|---|
| Date | Sep 11, 2006 |
| Book Page | 1130/0824 |
| Instrument | 2006-0005109 |
| Name | JOHNNY MASSARO AND EDNA MASSARO REVOCABL |
|---|---|
| Type | Private Party |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jan 20, 2017 |
| Property Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Document Number | 1320/1016 |
| Book / Page | 1320 / 1016 |
| Map Reference | MB X PG 134 |
| Instrument Date | Dec 6, 2016 |
| Instrument | 00239 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2349 STATE ROUTE 28A, 2349, OLIVEBRIDGE, NY 12461-5708 |
| Name | Verified Name |
|---|---|
| Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Document Number | 00240 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 00240 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Dec 1, 2005 |
| Property Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Document Number | 01106/0233 |
| Book / Page | 1106 / 0233 |
| Map Reference | MB X PG134 |
| Instrument Date | Nov 29, 2005 |
| Instrument | 2005-0007202 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 291 WATERFALL RD, HENDERSON, NC 27537-6922 |
| Document Number | 20050007203 |
|---|---|
| Date | Dec 1, 2005 |
| Instrument | 2005-0007203 |
| Name | MERIDIAN RESDENTIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2035 |
Source: Vance County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 (+11.87%) | $180,297 (+35.26%) Land $22,002 Building $158,295 | $180,297 (+35.26%) Land $22,002 Building $158,295 |
| 2023 | $1,424.00 | $133,296 Land $18,000 Building $115,296 | $133,296 Land $18,000 Building $115,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2005–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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