Branch County property record for 291 Waffle Dr, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,504 sqft (0.31 acres) |
| Last Sale | $635,000 (2025) |
| Tax Bill | $8,551.00 (2025) |
| Primary APN | 030-032-200-070-00 |
|---|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 291 WAFFLE DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8290 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 911.5 FT N OF E 1/4 COR, TH W 303.65 FT, TH N 47DEG 31MIN W 43 FT, TH S 43DEG 54MIN W 107.15 FT TO MORRISON LAKE, TH SELY |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 32 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | GIRARD |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 950100 |
Source: Branch County records · APN 030-032-200-070-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3204 W GILBERT ST, MUNCIE, IN 47304-3928 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Nov 29, 2010 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Oct 13, 2006 | Deed of Trust, Mortgage MONARCH COMMUNITY BANK |
| Nov 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2025 · Amount on Record |
| Deed Sale | Nov 03, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2008 · Amount on Record |
| Deed Doc Number | 20256533 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 291 WAFFLE DR, COLDWATER, MI 49036-8290 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | 0201007132 |
|---|---|
| Date | Nov 29, 2010 |
| Instrument | 2010-07132 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 291 WAFFLE DR, COLDWATER, MI 49036-8290 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200608657 |
|---|---|
| Date | Oct 13, 2006 |
| Instrument | 2006-08657 |
| Name | MONARCH COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 375 N WILLOWBROOK RD, COLDWATER, MI 49036 |
| Amount | Amount Recorded |
|---|---|
| Term | 37 Months |
| Due | Nov 01, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 03, 2025 |
| Property Address | 291 WAFFLE DR, COLDWATER, MI 49036-8290 |
| Document Number | 0202506533 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025-06533 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 686 LEONARD DR, COLDWATER, MI 49036-8631 |
| Name | Verified Name |
|---|---|
| Address | 3204 W GILBERT ST, MUNCIE, IN 47304-3928 |
| Document Number | 0202506534 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 2025-06534 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,950 (+6.46%) | $665,900 (+6.46%) | |
| 2025 | $8,551.00 (+2.79%) | $312,750 | $625,500 |
| 2024 | $8,319.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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