291 Treetops Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 291 Treetops Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,985 sqft · built 2014
Lot Size0.314 acres (13,678 sqft)
Owner2 Individual Names on Record
Last Sale$542,500 (Jul 2021)
Tax Bill$3,263 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN4612-11-8923

Property Details

APN / Parcel Number

Primary APN4612-11-8923
Alternative APNs
  • 285405
  • 88231

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,985 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Lot Area13,678 sqft (0.314 acres)
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number285405
Street Address291 TREETOPS DR
CitySTANLEY
StateNC
Zip28164-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#67 LT TREETOPS PH1 REV
Legal SubdivisionTREETOPS
Legal Lot Number67
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1008
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address291 TREETOPS DR, STANLEY, NC 28164-6850
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 1, 2021Warranty Deed, Transfer
May 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Prior SaleJun 21, 2013 · Amount on Record
Deed Document Number2021634294
Deed Book / Page3058 / 670
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address291 TREETOPS DR, STANLEY, NC 28164-6850
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000296122
DateOct 9, 2020
Book Page2961/22
Instrument617646
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJul 1, 2021
Property Address291 TREETOPS DR, STANLEY, NC 28164-6850
Document Number0003058670
Book / Page3058 / 670
Map ReferenceMB 14 PG 460
Instrument DateJun 21, 2021
Instrument634294
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 LANGDON PL, 1312, PITTSBORO, NC 27312-9981

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 TRECTOPS DRIVE, STANLEY, NC 28164-6850

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address291 TREETOPS DR, STANLEY, NC 28164-6850
Document Number28171
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 TREETOPS DR STANLEY NC 281646850, STANLEY, NC 28164-6850

Mortgage

Document Number28171
DateMay 20, 2019
Book Page002817/000001
Instrument592693
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,263.00 (+1.05%)$517,093 (-) Land $80,000 Building $437,093$517,093 (-) Land $80,000 Building $437,093
2023$3,229.00$517,093 Land $80,000 Building $437,093$517,093 Land $80,000 Building $437,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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