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291 Tennessee Ave, Umatilla, FL 32784 Property Records

Lake County property record for 291 Tennessee Ave, Umatilla, FL 32784 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,584 sqft · built 1979
Lot Size0.474 acres (20,632 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Mar 2023)
Tax Bill$2,847 (2025)
Deeds & MortgagesMar 2023 Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-0002-000-05501

Property Details

APN / Parcel Number

Primary APN13-18-26-0002-000-05501
Alternative APNs
  • 261813000200005501
  • 2543876

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,584 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,632 sqft (0.474 acres)
Lot Dimensions198 ft deep x 103 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area432 sqft
Utility Building864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number2543876
Street Address291 TENNESSEE AVE
CityUMATILLA
StateFL
Zip32784-9391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NW COR OF SEC 13 RUN S TO SLY ST R/W RUN E ALONG SAID R/W 139 FT FOR POB CONT E 103.1 FT S 198 FT W 103.1 FT N TO POB ORB 6099 PG 1384
Legal Range26E
Legal Township18S
Legal Section13
Legal Quarter2
Legal Tract0002
Legal Lot Number55
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1027
Census Tract30110

Owner

Source: Lake County records · APN 13-18-26-0002-000-05501

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address291 TENNESSEE AVE, UMATILLA, FL 32784-9391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Mar 01, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2023 · Amount on Record
Deed SaleMar 01, 2023 · Amount on Record
Prior SaleMay 29, 2009 · Amount on Record
Deed Document Number202322596
Deed Book / Page6099 / 1384
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address291 TENNESSEE AVE, UMATILLA, FL 32784-9391
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 TENNESSEE AVE, UMATILLA, FL 32784-9391

Mortgage

Document Number0060991397
DateMar 01, 2023
Book Page6099/1397
Instrument2023022598
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 01, 2023
Property Address291 TENNESSEE AVE, UMATILLA, FL 32784-9391
Document Number0060991384
Book / Page6099 / 1384
Instrument DateFeb 27, 2023
Instrument2023022596
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2024
Title CompanyFLORIDA FIDELITY T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7741 N MILITARY TRL STE 1, 1, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address291 TENNESSEE AVE, UMATILLA, FL 32784-9391

Mortgage

Document Number0060991386
DateMar 01, 2023
Instrument6099/1386
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

Mortgage

Document Number0060991397
DateMar 01, 2023
Book Page6099/1397
Instrument2023022598
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$174,090 (+2.18%)$216,336 (+26.97%) Land $54,997 Building $161,339
2025$2,847.00 (+4.59%) Homeowner's exemption$170,383 (+3.07%) Land $46,060 Building $124,323$170,383 (+3.07%) Land $46,060 Building $124,323
2024$2,722.00 (-21.24%)
2023$3,456.00 (+113.47%)$165,316 (+43.29%)$165,316 (-) Land $46,060 Building $119,256
2022$1,619.00 Homeowner's exemption$115,370$165,316 Land $46,060 Building $119,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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