291 Spruce Dr, Brick, NJ 08723 Property Records

Ocean County and Brick Township property record for 291 Spruce Dr, Brick, NJ 08723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1975
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Tax Bill$5,699 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-00383-28-00084

Property Details

APN / Parcel Number

Primary APN07-00383-28-00084
Alternative APNs
  • 0700383002800084
  • 00309807

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces1 Parking Space
PorchEnclosed Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00309807
Street Address291 SPRUCE DR
CityBRICK
StateNJ
Zip08723-5948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75X100 85,86
Legal SubdivisionLAKE RIVIERA
Legal Block383
Legal Lot Number84
JurisdictionOCEAN NJ
Township / Civil DivisionBRICK
Census Block Group5
Census Block5002
Census Tract714000

Owner

291 Spruce Dr is owned and occupied by an individual.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address291 SPRUCE DR, BRICK, NJ 08723-5948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address291 SPRUCE DR, BRICK, NJ 08723-5948
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167401114
DateMay 17, 2017
Book Page16740/1114
Instrument2017049970
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address291 SPRUCE DR, BRICK, NJ 08723-5948
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179810978
DateJul 24, 2020
Book Page17981/978
Instrument2020078497
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 291 Spruce Dr was $5,699, up 5.1% from the year before.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBrick Township
Unified School DistrictBrick Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,000 (-) Land $130,000 Building $80,000$210,000 (-) Land $130,000 Building $80,000
2025$5,699.00 (+5.07%)$210,000 Land $130,000 Building $80,000$210,000 Land $130,000 Building $80,000
2024$5,424.00
2023$210,000 Land $130,000 Building $80,000$210,000 Land $130,000 Building $80,000
2022$5,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–1993)
Most Recent ClaimMar 1993 · Severe Blizzard

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 291 Spruce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRICK TOWNSHIP MUA
serves 81,829 people · EPA ID NJ1506001
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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