291 SE Gilbert Trl, Madison, FL 32340 Property Records

Madison County property record for 291 SE Gilbert Trl, Madison, FL 32340

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,356 sqft · built 2012
Lot Size	18 acres (786,258 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jul 2016)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`28-1S-10-1330-001-000`

Property Details

APN / Parcel Number

Primary APN	`28-1S-10-1330-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	3,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	786,258 sqft (18 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	600 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	291 SE GILBERT TRL
City	MADISON
State	FL
Zip	32340-4823
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THE W 595 OF THE SE4 OF NW4 MEASURED ALONG THE N & S LINES THEREOF OR 699/113 OR OR 761/242 OR 857/129 OR 1122/53 OR 1326/145 OR 1376/320
Legal Range	10E
Legal Township	01S
Legal Section	28
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2019
Census Tract	110400

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 SE GILBERT TRL, MADISON, FL 32340-4823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed of Trust, Mortgage · Closed-End Mortgage MADISON COUNTY COMMUNITY BANK
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit BUCKEYE COMMUNITY FCU
Nov 30, 2020	Correction Deed ATTORNEY ONLY
Oct 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on Record
Deed Sale	Jul 1, 2016 · Amount on Record
Deed Book / Page	1209 / 101
Last Transfer Date	Oct 1, 2019
Transfer Doc	0013260145
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	291 SE GILBERT TRL, MADISON, FL 32340-4823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013040187
Date	Mar 6, 2019
Book Page	1304/187
Instrument	201940000802

Lender

Name	MADISON COUNTY COMMUNITY BANK
Type	Bank
Address	MADISON, FL 32341

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	291 SE GILBERT TRL, MADISON, FL 32340-4823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013350065
Date	Dec 17, 2019
Book Page	1335/065
Instrument	201940004181

Lender

Name	BUCKEYE COMMUNITY FCU
Type	Credit Union
Address	PERRY, FL 32348

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON FL
Recording Date	Nov 30, 2020
Property Address	291 SE GILBERT TRL, MADISON, FL 32340-4823
Document Number	0013760320
Book / Page	001376 / 000320
Instrument Date	Nov 30, 2020
Instrument	40003919
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 SE GILBERT TRL MADISON FL 323404823, MADISON, FL 32340-4823

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Oct 9, 2019
Property Address	291 SE GILBERT TRL, MADISON, FL 32340-4823
Document Number	0013260145
Book / Page	001326 / 000145
Instrument Date	Oct 1, 2019
Instrument	40003335
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 SE GILBERT TRL MADISON FL 323404823, MADISON, FL 32340-4823

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+9.21%) Homeowner's exemption	$142,724 (+5.99%)	$237,835 (+0.23%) Land $69,041 Building $168,794
2023	$1,737.00 (+2.6%) Homeowner's exemption	$134,662 (+3%)	$237,297 (+24.29%) Land $54,150 Building $183,147
2022	$1,693.00 Homeowner's exemption	$130,740	$190,924 Land $43,320 Building $147,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	89.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1984–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

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