291 S 700 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 291 S 700 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 860 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$367,239 (Feb 2026)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`07-019-0005`

Property Details

APN / Parcel Number

Primary APN	`07-019-0005`
Alternative APN	`007878`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	860 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	860 sqft
Basement Area	860 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Exterior Material	Metal Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007878
Street Address	291 S 700 E
City	SPANISH FORK
State	UT
Zip	84660-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 4 RODS E OF SW COR OF LOT 2, BLK 19, PLAT A, SPANISH FORK CITY SURVEY; N 4 1/2 RODS; W 4 RODS; S 4 1/2 RODS; E 4 RODS TO BEG.
Legal Subdivision	PLAT A, SPANISH FORK CITY SURVEY
Legal Block	19
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2016
Census Tract	3204

Owner

291 S 700 E is owned and occupied by an individual who bought it in February 2026.

Source: Utah County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH HOUSING CORP
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 11, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 25, 2023	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2026	Warranty Deed, Transfer ONRECORD TITLE
Feb 5, 2026	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	20269433
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020310
Date	Mar 12, 2026
Instrument	20310:2026

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 S 900 E STREET, PROVO, UT 84606-5041

Mortgage

Document Number	0000020308
Date	Mar 12, 2026
Instrument	20308:2026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058396
Date	May 11, 2022
Instrument	58396:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025864
Date	Apr 25, 2023
Instrument	25864:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	144 Months
Due	Apr 21, 2035

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077558
Date	Oct 8, 2025
Instrument	77558:2025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT, MORTGAGE CONNECT UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081872
Date	Nov 20, 2024
Instrument	81872:2024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Apr 1, 2047

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 24, 2026
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Document Number	0000078767
Instrument Date	Feb 5, 2026
Instrument	202678767
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	ONRECORD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 S 700 E, SPANISH FORK, UT 84660-2235

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 5, 2026
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Document Number	0000009433
Instrument Date	Feb 4, 2026
Instrument	9433:2026
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	METRO NATIONAL TITLE ASSOCI

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 S 700 E, SPANISH FORK, UT 84660-2235

Mortgage

Document Number	0000009441
Date	Feb 5, 2026
Instrument	9441:2026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000009442
Date	Feb 5, 2026
Instrument	9442:2026

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 3, 2017
Property Address	291 S 700 E, SPANISH FORK, UT 84660-2235
Document Number	0000021595
Instrument Date	Mar 2, 2017
Instrument	21595
Transaction Type	Transfer
Record Updated	Mar 10, 2017
Title Company	WASATCH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 S 700 E SPANISH FORK UT 846602235, SPANISH FORK, UT 84660-2235

Mortgage

Document Number	21617
Date	Mar 3, 2017
Instrument	21617

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 291 S 700 E was $1,789.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,465 (-43.6%)	$346,300 (+2.55%) Land $127,300 Building $219,000
2025	$1,789.00	$337,700 Land $127,300 Building $210,400	$337,700 Land $127,300 Building $210,400
2024	$1,789.00 (+8.36%)
2023	$1,651.00 (-0.84%)	$170,390	$309,800 Land $121,200 Building $188,600
2022	$1,665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 291 S 700 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 S 700 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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