Essex County and Newark City property record for 291 Rose St, Newark, NJ 07108
| Property Type | Single Family Home |
|---|---|
| Details | 1,504 sqft · built 1900 |
| Lot Size | 0.042 acres (1,838 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,500 (Jun 2023) |
| Tax Bill | $4,707 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02612-0000-00045 |
| Primary APN | 14-02612-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 1,838 sqft (0.042 acres) |
| Lot Dimensions | 92 ft deep x 20 ft wide |
| Old Parcel Number | 140261200045 |
|---|---|
| Street Address | 291 ROSE ST |
| City | NEWARK |
| State | NJ |
| Zip | 07108-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20X92 |
| Legal Block | 2612 |
| Legal Lot Number | 45 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NEWARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3800 |
Source: Essex County and Newark City records · APN 14-02612-0000-00045
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 291 ROSE ST, NEWARK, NJ 07108-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jun 09, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage AFFINITY FCU |
| Mar 15, 2021 | Quit Claim Deed, Transfer ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2023 · Amount on Record |
| Deed Sale | Jun 09, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Document Number | 202334714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 291 ROSE ST, NEWARK, NJ 07108-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003119 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026003119 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 09, 2023 |
| Property Address | 291 ROSE ST, NEWARK, NJ 07108-1616 |
| Document Number | 0000034714 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023034714 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | MEGA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $868.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 HILL ST # ST9A, ST9A, NEWARK, NJ 07102-5601 |
| Name | Verified Name |
|---|---|
| Address | 291 ROSE ST, NEWARK, NJ 07108-1616 |
| Document Number | 0000034715 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 2023034715 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Number | 0000034716 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 2023034716 |
| Name | COMMUNITY LOAN FUNDING OF NEW JERSEY |
|---|---|
| Type | Mortgage Company |
| Address | NEW BRUNSWICK, NJ 08901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 15, 2021 |
| Property Address | 291 ROSE ST, NEWARK, NJ 07108-1616 |
| Document Number | 0000031227 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 2021031227 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 BROAD ST STE 218, 920, NEWARK, NJ 07102-2609 |
| Name | Verified Name |
|---|---|
| Address | 10 HILL ST APT 9A, 9A, NEWARK, NJ 07102-5616 |
Source: Essex County and Newark City records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Newark City |
| Unified School District | Newark City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,700 (-) Land $24,000 Building $93,700 | $117,700 (-) Land $24,000 Building $93,700 | |
| 2025 | $4,707.00 (+5.16%) | $117,700 (-) Land $24,000 Building $93,700 | $117,700 (-) Land $24,000 Building $93,700 |
| 2024 | $4,476.00 (+1.8%) | ||
| 2023 | $117,700 (-) Land $24,000 Building $93,700 | $117,700 (-) Land $24,000 Building $93,700 | |
| 2022 | $4,397.00 (+0.07%) | $117,700 Land $24,000 Building $93,700 | $117,700 Land $24,000 Building $93,700 |
| 2021 | $4,394.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 754 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NEWARK WATER DEPARTMENT serves 294,274 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead public education Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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