291 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 291 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,656 sqft · built 2015
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on File
Last Sale	$1,475,000 (May 2023)
Tax Bill	$22,084 (2025)
Deeds & Mortgages	May 2023 Sale Aug 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`072143-0160`

Property Details

APN / Parcel Number

Primary APN	`072143-0160`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,656 sqft Living Area
Gross Area	5,946 sqft
1st Floor Area	2,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	291 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 16 OR5764/1908
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	16
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer CLOSING USA LLC, CLOSING BEAR LLC
Aug 15, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 23, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	202340942
Deed Book / Page	5764 / 1908
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 26, 2023
Property Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0057641908
Book / Page	5764 / 1908
Map Reference	MB 73 PG 62
Instrument Date	May 19, 2023
Instrument	2023040942
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Tax	$10,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 PANORAMA DR, BRENTWOOD, TN 37027-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	291 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4863

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 15, 2022
Property Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0056151737
Book / Page	5615 / 1737
Map Reference	MB 73 PG 62
Instrument Date	Aug 9, 2022
Instrument	2022078420
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 RIO DEL NODE ROAD, 291, ST AUGUSTINE, FL 32095

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	291 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4863

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863

Mortgage

Document Number	0051201526
Date	Dec 10, 2020
Book Page	5120/1526
Instrument	2020112413

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2017
Property Address	291 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4863
Document Number	0043341584
Book / Page	004334 / 001584
Instrument Date	Feb 21, 2017
Instrument	12924
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2017
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,759.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 RIO DEL NORTE RD ST AUGUSTINE FL 320954863, ST AUGUSTINE, FL 32095-4863

Mortgage

Document Number	43341585
Date	Feb 23, 2017
Book Page	004334/001585
Instrument	12925

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,231,799 (-0.42%) Land $210,000 Building $1,021,799	$1,231,799 (-2.77%) Land $210,000 Building $1,021,799
2025	$22,084.00 (+9.26%) Homeowner's exemption	$1,236,969 (+59.68%)	$1,266,952 (+18.76%) Land $210,000 Building $1,056,952
2024	$20,213.00 (+39.4%)
2023	$14,500.00 (+11.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$774,634 (+19.11%)	$1,066,835 (+15.51%) Land $200,000 Building $866,835
2022	$12,968.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$650,351	$923,553 Land $168,000 Building $755,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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