Watauga County property record for 291 Pepper Root Rd, Boone, NC 28607 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Architecture Style | Conventional |
| Year Built | Built 2019 |
| Square Footage | 3,243 sqft Living Area |
| Lot Size | 141,134 sqft (3.24 acres) |
| Garage | 552 sqft |
| Last Sale | $2,160,500 (2026) |
| Tax Bill | $4,407.00 (2025) |
Source: Watauga County records · APN 2858-16-4699-000
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12336 SW COASTAL OAK DR, PORT SAINT LUCIE, FL 34987-6926 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK |
| Apr 04, 2025 | Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK |
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Feb 08, 2021 | Loan Modification, Mortgage UNITED CMNTY BK |
| Feb 25, 2019 | Trustee's Deed, Construction Loan · Building or Construction Mortgage UNITED CMNTY BK |
| Jan 20, 2017 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Doc Number | 2026758513 |
| Deed Book / Page | 2478 / 94 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0023140735 |
|---|---|
| Date | Jan 03, 2023 |
| Book Page | 2314/735 |
| Instrument | 727550 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0024250855 |
|---|---|
| Date | Apr 04, 2025 |
| Book Page | 2425/855 |
| Instrument | 748953 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0024780094 |
| Book / Page | 2478 / 94 |
| Map Reference | MB 19 PG 352-356 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 758513 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,321.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1508, BLOWING ROCK, NC 28605-1508 |
| Name | Verified Name |
|---|---|
| Address | 12336 SW COASTAL OAK DR, PORT ST LUCIE, FL 34987-6926 |
| Document Number | 0000758514 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 758514 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0021730380 |
| Instrument Date | Feb 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 291 PEPPER ROOT RD BOONE NC 286073541, BOONE, NC 28607-3541 |
| Document Number | 0021730380 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 002173/000380 |
| Instrument | 703445 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 25, 2019 |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0020150046 |
| Book / Page | 002015 / 000046 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 676607 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 351 PEPPERROOT RD BOONE NC 28607, BOONE, NC 28607 |
| Document Number | 20150046 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 002015/000046 |
| Instrument | 676607 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jan 20, 2017 |
| Property Address | 291 PEPPER ROOT RD, BOONE, NC 28607-3541 |
| Document Number | 0019010062 |
| Book / Page | 001901 / 000062 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 654951 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1001 BLYKEFORD LN WAKE FOREST NC 275878036, WAKE FOREST, NC 27587-8036 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,407.00 (+0.3%) | $1,064,900 (-) Land $126,700 Building $938,200 | |
| 2024 | $4,394.00 | $1,064,900 Land $126,700 Building $938,200 | |
| 2023 | $1,064,900 Land $126,700 Building $938,200 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2858-16-4699-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,243 sqft Living Area |
| 1st Floor | 1,441 sqft 1st Floor |
| Basement Area | 1,250 sqft Basement |
| Finished Basement | 1,250 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Lot Area | 141,134 sqft (3.24 acres) |
| Garage Area | 552 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 950 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1766612 |
|---|---|
| Street Address | 291 PEPPER ROOT RD |
| City | BOONE |
| State | NC |
| Zip | 28607-3541 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 351 BRMC |
| Legal Subdivision | BRMC |
| Legal Lot Number | 351 |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | ELK |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 920702 |
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