291 Panoramic Dr, Maynardville, TN 37807 Property Records

Union County property record for 291 Panoramic Dr, Maynardville, TN 37807

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2022
Lot Size	0.613 acres (26,729 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jun 2024)
Tax Bill	$918 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087035 00578`

Property Details

APN / Parcel Number

Primary APN	`087035 00578`
Alternative APN	`035 00578`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,729 sqft (0.613 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	291 PANORAMIC DR
City	MAYNARDVILLE
State	TN
Zip	37807-5077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R02
Legal Subdivision	SUGAR CAMP
Legal Block	A
Legal Lot Number	63
Jurisdiction	UNION TN
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	40102

Owner

Source: Union County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18325 LEHMAN RD, MANCHESTER, MI 48158-9498
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	20241605
Deed Book / Page	B10 / 36
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Recording Date	Aug 7, 2026
Property Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077
Document Number	0000002429
Book / Page	465 / 98
Instrument Date	Jul 31, 2026
Instrument	20262429
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077

Mortgage

Document Number	0000002429,
Date	Aug 7, 2026
Book Page	465/98
Instrument	20262429

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077

Mortgage

Document Number	0TD446/453
Date	Nov 19, 2025
Book Page	TD446/453
Instrument	25003280

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION TN
Recording Date	Sep 1, 2022
Property Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077
Document Number	0000T9/528
Book / Page	T9 / 528
Map Reference	CAB D SL 153 A & B
Instrument Date	Aug 12, 2022
Instrument	22002805
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	CARDINAL TITLE, CARDINAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,191.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077

Mortgage

Document Number	0022002806
Date	Sep 1, 2022
Instrument	22002806

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION TN
Recording Date	Dec 15, 2021
Property Address	291 PANORAMIC DR, MAYNARDVILLE, TN 37807-5077
Document Number	0000Q9/156
Book / Page	Q9 / 156
Map Reference	CAB D SL 153A&B
Instrument Date	Dec 8, 2021
Instrument	21004278
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 WALKER FORD RD, MAYNARDVILLE, TN 37807-4138

Tax Assessment & Valuation

Source: Union County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00	$48,325 (-) Land $3,750 Building $44,575
2023	$918.00 (+139.69%)	$48,325 (+100.52%) Land $3,750 Building $44,575
2022	$383.00	$24,100 Land $3,750 Building $20,350	$193,300 Land $15,000 Building $178,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALLSDALE-POWELL U.D. serves 84,315 people · EPA ID TN0000280
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panoramic Dr

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