291 Oak Ave, Naples, FL 34108 Property Records

Collier County property record for 291 Oak Ave, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	2,750 sqft · built 2001
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,875,000 (Dec 2020)
Tax Bill	$35,987 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`233800 I 203A32`

Property Details

APN / Parcel Number

Primary APN	`233800 I 203A32`
Alternative APN	`27581480009`

Interior

Stories	3 Stories
Building Area	2,750 sqft Living Area
1st Floor Area	2,750 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Waterfront
Pool Area	504 sqft
Deck Area	824 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	291 OAK AVE
City	NAPLES
State	FL
Zip	34108-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK I LOT 20
Legal Range	25
Legal Township	48
Legal Section	32
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	I
Legal Lot Number	20
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 OAK AVE, NAPLES, FL 34108-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
May 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2020 · Amount on Record
Deed Sale	Dec 19, 2020 · Amount on Record
Prior Sale	Nov 3, 1999 · Amount on Record
Deed Document Number	20205972625
Deed Book / Page	5863 / 2829
Transfer Doc	0005972623
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 19, 2020
Property Address	291 OAK AVE, NAPLES, FL 34108-2320
Document Number	0058632829
Book / Page	5863 / 2829
Map Reference	MB 3 PG 17
Instrument Date	Dec 16, 2020
Instrument	5972625
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4826 WEST BLVD, 4826, NAPLES, FL 34103-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 OAK AVE, NAPLES, FL 34108-2320

Mortgage

Document Number	0058632831
Date	Dec 19, 2020
Instrument	5863/2831

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 1, 2020
Property Address	291 OAK AVE, NAPLES, FL 34108-2320
Document Number	0057581245
Book / Page	005758 / 001245
Instrument Date	Apr 30, 2020
Instrument	5862006
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	291 OAK AVE NAPLES FL 341082320, NAPLES, FL 34108-2320

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,987.00 (+2.28%) Homeowner's exemption	$3,517,052 (-24.43%)	$4,622,082 (-0.69%) Land $2,352,000 Building $2,270,082
2024	$35,184.00 (-28.53%)
2023	$49,231.00 (+53.42%) Homeowner's exemption	$4,653,984 (+86.65%) Land $2,908,800 Building $1,745,184	$4,653,984 (+39.45%) Land $2,908,800 Building $1,745,184
2022	$32,088.00	$2,493,424	$3,337,440 Land $1,814,400 Building $1,523,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 281 condo units
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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