Contra Costa County property record for 291 Normandy Ln, Walnut Creek, CA 94598
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 1977 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $638,000 (Jan 2012) |
| Tax Bill | $9,730 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-090-044-2 |
| Primary APN | 145-090-044-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| 2nd Floor Area | 990 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 291 NORMANDY LN |
|---|---|
| City | WALNUT CREEK |
| State | CA |
| Zip | 94598-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | T04786 L0005 B |
| Legal Subdivision | NORMANDY ESTATES SUB 4786 |
| Legal Tract | 04786 |
| Legal Lot Number | 5 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 338201 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CU |
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE MORTGAGE |
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on Record |
| Deed Sale | Jan 10, 2012 · Amount on Record |
| Deed Document Number | 20125064 |
| Last Transfer Date | May 14, 2019 |
| Transfer Doc | 0000073147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000170002 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022-170002 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000073944 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020-073944 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000252027 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-252027 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000252028 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-252028 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000078825 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022-078825 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 20, 2019 |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000073147 |
| Map Reference | MB 186 PG 5&6 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019-073147 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000073148 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019-073148 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Number | 0000073149 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019-073149 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 291 NORMANDY LN, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000002005 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 291 NORMANDY LN WALNUT CREEK CA 945981227, WALNUT CREEK, CA 94598-1227 |
| Document Number | 0000002005 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 2005 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2049 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Walnut Creek City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $817,379 (+2%) Land $512,466 Building $304,913 | |
| 2025 | $9,730.00 (+4.08%) | $801,353 (+4.04%) Land $502,418 Building $298,935 |
| 2023 | $9,349.00 (+0.87%) | $770,237 Land $482,909 Building $287,328 |
| 2022 | $9,268.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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