291 Mountain Dr, Ozark, MO 65721 Property Records

Christian County property record for 291 Mountain Dr, Ozark, MO 65721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,125 sqft · built 2005
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individual Names on File
Last Sale	$365,600 (May 2010)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.6-13-0-0-4`

Property Details

APN / Parcel Number

Primary APN	`18-0.6-13-0-0-4`
Alternative APN	`18-0.6-13-000-000-004.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,125 sqft Living Area
1st Floor Area	2,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	198,634 sqft (4.56 acres)
Garage Area	1,575 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	291 MOUNTAIN DR
City	OZARK
State	MO
Zip	65721-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8C-2 MEADOW ESTATES PH 2 REPLAT OF LOT 8C
Legal Range	21W
Legal Township	26N
Legal Section	13
Legal Subdivision	MEADOW ESTATES PH 2
Legal Phase	2
Legal Lot Number	8
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2020
Census Tract	20303

Owner

Source: Christian County records · APN 18-0.6-13-0-0-4

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	291 MOUNTAIN DR, OZARK, MO 65721-5191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
May 25, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL COMMUNITY CU
Sep 21, 2017	Deed of Trust, Mortgage · VA Mortgage ASSEMBLIES OF GOD CU
Dec 04, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2010 · Amount on Record
Deed Sale	May 14, 2010 · Amount on Record
Deed Document Number	20105657
Deed Book / Page	2010 / 5606
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 07, 2026
Property Address	291 MOUNTAIN DR, OZARK, MO 65721-5191
Document Number	0000008342
Book / Page	2026 / 8231
Instrument Date	Jun 27, 2026
Instrument	20268342
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MOUNTAIN DR, OZARK, MO 65721-5191

Mortgage

Document Number	0000008342,
Date	Jul 07, 2026
Book Page	2026/8231
Instrument	20268342

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	291 MOUNTAIN DR, OZARK, MO 65721-5191
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305616
Date	May 25, 2023
Book Page	2023/5616
Instrument	2023L05700

Lender

Name	EDUCATIONAL COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	291 MOUNTAIN DR, OZARK, MO 65721-5191
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201712366
Date	Sep 21, 2017
Book Page	2017/12366
Instrument	2017L12499

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	291 MOUNTAIN DR, OZARK, MO 65721-5191
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202020535
Date	Dec 04, 2020
Book Page	2020/20535
Instrument	2020L20727

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00	$62,760 (+6.75%)	$330,300 (+6.76%) Land $37,500 Building $292,800
2023		$58,790	$309,400 Land $37,500 Building $271,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020, other causes

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 63% of Missouri
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
White River Valley Electric Cooperative	Fiber	2,500 / 2,500
Wisper ISP	Fixed Wireless	400 / 30
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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