291 Merlot Dr, Cave Junction, OR 97523 Property Records

Josephine County property record for 291 Merlot Dr, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,574 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (May 2022)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-16-DA-000307`

Property Details

APN / Parcel Number

Primary APN	`39-08-16-DA-000307`
Alternative APNs	`390816DA00030700` `R343974`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,550 sqft
2nd Floor Area	1,024 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R343974
Street Address	291 MERLOT DR
City	CAVE JUNCTION
State	OR
Zip	97523-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	HANBY VISTAS SUB PHASE 2, LOT 23, ACRES 0.17
Legal Range	08W
Legal Township	39S
Legal Section	16
Legal Subdivision	HANBY VISTAS SUB PH 2
Legal Phase	2
Legal Lot Number	23
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	2
Census Block	2001
Census Tract	361601

Owner

Source: Josephine County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 401, SELMA, OR 97538-0401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Feb 20, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jun 7, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Jun 7, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20226324
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000007661
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 6, 2022
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Document Number	0000006324
Map Reference	VOL 9 PG 545
Instrument Date	May 6, 2022
Instrument	2022-006324
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 401, SELMA, OR 97538-0401

Mortgage

Document Number	0000006325
Date	May 6, 2022
Instrument	2022-006325

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002321
Date	Feb 20, 2018
Instrument	2018-002321

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021376
Date	Dec 28, 2021
Instrument	2021-021376

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 6, 2020
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Document Number	0000003320
Map Reference	VOL 9 PG 545
Instrument Date	Mar 5, 2020
Instrument	2020-003320
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208

Mortgage

Document Number	0000003321
Date	Mar 6, 2020
Instrument	2020-003321

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 7, 2017
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Document Number	0000007662
Instrument Date	Jun 6, 2017
Instrument	7662
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MERLOT DR CAVE JUNCTION OR 975239208, CAVE JUNCTION, OR 97523-9208

Mortgage

Document Number	7663
Date	Jun 7, 2017
Instrument	7663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 7, 2017
Property Address	291 MERLOT DR, CAVE JUNCTION, OR 97523-9208
Document Number	0000007661
Instrument Date	May 26, 2017
Instrument	7661
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 DICK GEORGE RD CAVE JUNCTION OR 975239776, CAVE JUNCTION, OR 97523-9776

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,822.00 (+2.99%)	$237,010 (+3%)	$452,720 (+13.59%) Land $40,180 Building $412,540
2024	$2,740.00 (+12.34%)	$230,110 (+3%)	$398,540 (-5.66%) Land $38,660 Building $359,880
2023	$2,439.00 (+0.49%)	$223,410 (+3%)	$422,460 (+0.65%) Land $47,800 Building $374,660
2022	$2,427.00	$216,910	$419,750 Land $38,880 Building $380,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 54% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

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