291 Main St, Helena, OH 43435 Property Records

Sandusky County property record for 291 Main St, Helena, OH 43435

Property Summary

Property Type	Single Family Home
Details	built 1776
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Dec 2023)
Tax Bill	$256 (2025)
Deeds & Mortgages	Aug 2005 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-31-00-0003-00`

Property Details

APN / Parcel Number

Primary APN	`18-31-00-0003-00`

Exterior

Year Built	Built 1776
Effective Year Built	Effective 2021
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Garage Area	1,200 sqft
Patio Area	840 sqft

Location & Zoning

Street Address	291 MAIN ST
City	HELENA
State	OH
Zip	43435-9804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 5 31 PT SE1/4 .124 AC
Legal Subdivision	MATILDA COOKS ADDITION
Legal Lot Number	3
Jurisdiction	SANDUSKY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	961200

Owner

291 Main St is owned and occupied by an individual who bought it in December 2023.

Source: Sandusky County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	291 MAIN ST, HELENA, OH 43435-9804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOME123 CORP
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 14, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 8, 2020	Warranty Deed, Transfer
Jan 20, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	20236382
Deed Book / Page	302 / 935
Prior Transfer Date	Nov 28, 2008
Prior Transfer Doc	00072/2442
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	291 MAIN ST, HELENA, OH 43435-9804
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00018/0001
Date	Aug 15, 2005
Book Page	018/0001
Instrument	200500007624

Lender

Name	HOME123 CORP
Type	Non-Lending Institution
Address	18400 VON KARMAN AVE STE 1000, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Recording Date	May 22, 2026
Property Address	291 MAIN ST, HELENA, OH 43435-9804
Document Number	000400/505
Book / Page	400 / 505
Instrument Date	May 14, 2026
Instrument	20262750
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MAIN ST, HELENA, OH 43435-9804

Mortgage

Document Number	0000002750,
Date	May 22, 2026
Book Page	400/505
Instrument	20262750

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDUSKY OH
Recording Date	Dec 14, 2023
Property Address	291 MAIN ST, HELENA, OH 43435-9804
Document Number	000302/935
Book / Page	302 / 935
Instrument Date	Dec 11, 2023
Instrument	202300006382
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MAIN ST, HELENA, OH 43435-9804

Mortgage

Document Number	202300006383
Date	Dec 14, 2023
Instrument	202300006383

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDUSKY OH
Recording Date	May 8, 2020
Property Address	291 MAIN ST, HELENA, OH 43435-9804
Document Number	00226/1646
Book / Page	226 / 1646
Instrument Date	Apr 15, 2020
Instrument	202000002664
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 MAIN ST, HELENA, OH 43435-9804

January 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SANDUSKY OH
Recording Date	Jan 20, 2009
Property Address	291 MAIN ST, HELENA, OH 43435-9804
Document Number	00072/2442
Book / Page	072 / 2442
Instrument Date	Nov 28, 2008
Instrument	200900000342
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 LIBERTY ST, NEW YORK, NY 10007-1062
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 291 Main St was $256.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
County Subdivision	Washington Township
Municipality	Helena Village
Unified School District	Gibsonburg Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$256.00	$7,740 (-) Land $2,280 Building $5,460
2024	$256.00 (+11.3%)	$7,740 (+30.08%) Land $2,280 Building $5,460	$22,100 Land $6,500 Building $15,600
2023	$230.00	$5,950 Land $1,750 Building $4,200
2021			$17,000 Land $5,000 Building $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 291 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Watch TV.

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