291 Locust Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 291 Locust Ave, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,770 sqft · built 1910
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jun 2012)
Tax Bill$10,371 (2025)
Deeds & MortgagesSep 2021 Transfer
Aug 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN54-307-00-0140

Property Details

APN / Parcel Number

Primary APN54-307-00-0140
Alternative APNs
  • 2009-54-307-00-0140-0
  • 54307000140000000000
  • 282009 54.-307-140
  • 54307 01400

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
1st Floor Area885 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeDetached
Garage Area204 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54307 01400
Street Address291 LOCUST AVE
CityFREEPORT
StateNY
Zip11520-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 009
Legal Block307
Legal Lot Number140
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3008
Census Tract414303

Owner

291 Locust Ave is owned and occupied by an individual who acquired it in August 2021.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address291 LOCUST AVE, FREEPORT, NY 11520-4833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Intrafamily Transfer, Transfer
Aug 22, 2017Loan Modification, Mortgage · VA Mortgage
PNC BK
Aug 22, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2012 · Amount on File
Deed SaleJun 21, 2012 · Amount on File
Deed Document Number20121865
Deed Book / Page12840 / 274
Last Transfer DateAug 7, 2021
Transfer Doc0141310281
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU NY
Recording DateSep 7, 2021
Property Address291 LOCUST AVE, FREEPORT, NY 11520-4833
Document Number0141310281
Book / Page14131 / 281
Instrument DateAug 7, 2021
Instrument2021-116482
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 LOCUST AVE, FREEPORT, NY 11520-4833

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address291 LOCUST AVE, FREEPORT, NY 11520-4833
Document Number0425320612
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 LOCUST AVE FREEPORT NY 115204833, FREEPORT, NY 11520-4833

Mortgage

Document Number0425320612
DateNov 30, 2017
Book Page042532/000612
Instrument119515
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address291 LOCUST AVE, FREEPORT, NY 11520-4833
Document Number0425560814
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 LOCUST AVE FREEPORT NY 115204833, FREEPORT, NY 11520-4833

Mortgage

Document Number0425560814
DateDec 12, 2017
Book Page042556/000814
Instrument123506
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 291 Locust Ave was $10,371.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictFreeport Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$481 (-) Land $188 Building $293$481,000 (-)
2025$10,371.00$481 Land $188 Building $293$481,000
2023$10,242.00 Additional exemption filed$481 Land $188 Building $293$481,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 291 Locust Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims71 (1985–2026)
Claims Outside the SFHA9 of 71
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 38 claims
  • Hurricane Irene, Sep 2011 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 291 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Locust Ave

Nearby Streets

Search Property Records by Address or Parcel Number