291 Jefferson St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 291 Jefferson St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	2,329 sqft
Lot Size	0.079 acres (3,419 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2022)
Tax Bill	$10,195 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00401-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-00401-0000-00005`
Alternative APN	`08A0067000000014`

Interior

Stories	2 Stories
Building Area	2,329 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	3,419 sqft (0.079 acres)
Lot Dimensions	90 ft deep x 38 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	08A0067000000014
Street Address	291 JEFFERSON ST
City	PATERSON
State	NJ
Zip	07522-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	401
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3006
Census Tract	180600

Owner

291 Jefferson St is owned and occupied by two individuals who bought it in August 2022.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 JEFFERSON ST, PATERSON, NJ 07522-1279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 3, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Sep 16, 2004 · Amount on File
Deed Document Number	202238779
Deed Book / Page	4364 / 96
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	1070000011
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	291 JEFFERSON ST, PATERSON, NJ 07522-1279
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030665
Date	Sep 25, 2023
Book Page	M18641/198
Instrument	2023030665

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 3, 2022
Property Address	291 JEFFERSON ST, PATERSON, NJ 07522-1279
Document Number	0000038779
Book / Page	D4364 / 96
Instrument Date	Jul 14, 2022
Instrument	2022038779
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 1ST AVE, 74, PATERSON, NJ 07514-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 JEFFERSON ST, PATERSON, NJ 07522-1279

Mortgage

Document Number	0000038780
Date	Aug 3, 2022
Instrument	2022038780

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 291 Jefferson St was $10,195, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,100 (+161.7%) Land $182,100 Building $318,000	$500,100 (+161.7%) Land $182,100 Building $318,000
2025	$10,195.00 (+4.7%)	$191,100 Land $47,500 Building $143,600	$191,100 Land $47,500 Building $143,600
2024	$9,737.00
2023		$191,100 Land $47,500 Building $143,600	$191,100 Land $47,500 Building $143,600
2022	$8,870.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 291 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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