291 Jay St, Croswell, MI 48422 Property Records

Sanilac County property record for 291 Jay St, Croswell, MI 48422

Property Summary

Property Type	Single Family Home
Lot Size	0.646 acres (28,146 sqft)
Owner	2 Individual Names on File
Last Sale	$225,900 (May 2019)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`310-245-000-015-00`

Property Details

APN / Parcel Number

Primary APN	`310-245-000-015-00`

Exterior

Lot Area	28,146 sqft (0.646 acres)

Location & Zoning

Street Address	291 JAY ST
City	CROSWELL
State	MI
Zip	48422-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HARRINGTON ACRES
Legal Subdivision	HARRINGTON ACRES
Legal Lot Number	15
Jurisdiction	SANILAC MI
Township / Civil Division	CROSWELL
Census Block Group	3
Census Block	3007
Census Tract	970800

Owner

291 Jay St is owned and occupied by two individuals who bought it in May 2019.

Source: Sanilac County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 JAY ST, CROSWELL, MI 48422-8907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2019	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Dec 28, 2015 · Amount on File
Deed Document Number	201996506
Deed Book / Page	1403 / 122
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Recording Date	Jun 22, 2026
Property Address	291 JAY ST, CROSWELL, MI 48422-8907
Document Number	1664000241
Book / Page	1664 / 241
Instrument Date	Jun 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 JAY ST, CROSWELL, MI 48422-8907

Mortgage

Document Number	1664000241,
Date	Jun 22, 2026
Book Page	1664/241

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANILAC MI
Recording Date	May 15, 2019
Property Address	291 JAY ST, CROSWELL, MI 48422-8907
Document Number	1403/122
Book / Page	1403 / 122
Instrument Date	May 3, 2019
Instrument	96506
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 BARBERRY DR, CLYDE, MI 48049-4511

Tax Assessment & Valuation

The 2025 property tax bill for 291 Jay St was $3,169 with a homeowner's exemption.

Source: Sanilac County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Sanilac County
Municipality	Croswell City
Unified School District	Croswell-Lexington Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,500 (+5.32%)	$309,000 (+5.32%)
2025	$3,169.00 Homeowner's exemption	$146,700	$293,400
2023		$126,400	$252,800
2022	$3,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CROSWELL serves 2,447 people · EPA ID MI0001690
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Air Advantage, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jay St

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