291 Hoover Rd, Hampstead, NC 28443 Property Records

Pender County property record for 291 Hoover Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,206 sqft · built 2010
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Jan 2025)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3282-99-5839-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-99-5839-0000`
Alternative APNs	`000060554` `979540`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Detached
Garage Area	1,152 sqft

Exterior Amenities

Porch	Porch
Porch Area	158 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000060554
Street Address	291 HOOVER RD
City	HAMPSTEAD
State	NC
Zip	28443-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	.85 AC ON W/S 1569 N/HAMPSTEAD
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1013
Census Tract	920203

Owner

Source: Pender County records · APN 3282-99-5839-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	291 HOOVER RD, HAMPSTEAD, NC 28443-3329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	202520137616
Deed Book / Page	4855 / 1601
Prior Transfer Date	Apr 05, 2018
Prior Transfer Doc	0046621775
Record Updated	Jun 08, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 30, 2025
Property Address	291 HOOVER RD, HAMPSTEAD, NC 28443-3329
Document Number	0048551601
Book / Page	4855 / 1601
Instrument Date	Jan 30, 2025
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 CROSS AVE, ELIZABETH, NJ 07208-3538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 HOOVER RD, HAMPSTEAD, NC 28443-3329

Mortgage

Document Number	0048551604
Date	Jan 30, 2025
Instrument	4855/1604

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 14, 2021
Property Address	291 HOOVER RD, HAMPSTEAD, NC 28443-3329
Document Number	0047740367
Book / Page	4774 / 367
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 SADDLEBROOK LN, HAMPSTEAD, NC 28443-0226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	865 CROSS AVE, ELIZABETH, NJ 07208-3538
Investor	Possibly a Property Investor

Mortgage

Document Number	0004774370
Date	Dec 14, 2021
Instrument	4774/370

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 12, 2018
Property Address	291 HOOVER RD, HAMPSTEAD, NC 28443-3329
Document Number	0046621775
Book / Page	004662 / 001775
Instrument Date	Apr 05, 2018
Instrument	20035451
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	291 HOOVER RD HAMPSTEAD NC 284433329, HAMPSTEAD, NC 28443-3329

Mortgage

Document Number	46621778
Date	Apr 12, 2018
Book Page	004662/001778
Instrument	20035452

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2038

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (+8.61%)	$289,803 (+54.82%) Land $82,451 Building $207,352	$289,803 (+54.82%) Land $82,451 Building $207,352
2023		$187,189 (-) Land $33,404 Building $153,785	$187,189 (-) Land $33,404 Building $153,785
2022	$1,778.00	$187,189 Land $33,404 Building $153,785	$187,189 Land $33,404 Building $153,785

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 53 locations within half a mile of this property.

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