291 Grace Pointe Ct, Wayzata, MN 55391 Property Records

Hennepin County property record for 291 Grace Pointe Ct, Wayzata, MN 55391

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,558 sqft · built 2000
Lot Size	1.28 acres (56,172 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2002)
Tax Bill	$9,837 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-117-22-23-0365`

Property Details

APN / Parcel Number

Primary APN	`06-117-22-23-0365`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,558 sqft
Basement Area	86 sqft
Family Room	Family Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	56,172 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	291 GRACE POINTE CT
City	WAYZATA
State	MN
Zip	55391-2952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T CIC NO 0925 GRACE POINT VILLAGE HOMES UNIT NO 1 IRREGULAR
Legal Range	22
Legal Township	117
Legal Section	06
Legal Quarter	23
Legal Subdivision	CIC NO 0925 GRACE POINT VILLAGE HOMES
Legal Block	2
Legal Unit	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	2
Census Block	2036
Census Tract	27300

Owner

291 Grace Pointe Ct, a townhouse, is owned and occupied by two individuals who bought it in May 2002.

Source: Hennepin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 GRACE POINTE CT, WAYZATA, MN 55391-2952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 27, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL OF MN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2002 · Amount on File
Deed Sale	May 7, 2002 · Amount on File
Prior Sale	Jan 16, 2001 · Amount on File
Deed Document Number	2002793511
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	291 GRACE POINTE CT, WAYZATA, MN 55391-2952
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 GRACE POINTE CT, WAYZATA, MN 55391-2952
Investor	Possibly a Property Investor

Mortgage

Document Number	00T6000264
Date	Feb 21, 2023
Instrument	T6000264

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 27, 2021
Property Address	291 GRACE POINTE CT, WAYZATA, MN 55391-2952
Document Number	0T05829391
Instrument Date	Mar 31, 2021
Instrument	T05829391
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	291 GRACE POINTE CT, WAYZATA, MN 55391-2952
Investor	Possibly a Property Investor

Mortgage

Document Number	0T05829392
Date	Apr 27, 2021
Instrument	T05829392

Lender

Name	MORTGAGE CAPITAL OF MN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 291 Grace Pointe Ct was $9,837.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,837.00	$831,800 Land $489,000 Building $342,800	$831,800 Land $489,000 Building $342,800
2023	$7,720.00 Homeowner's exemption
2022		$696,000 Land $210,000 Building $486,000	$696,000 Land $210,000 Building $486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 Grace Pointe Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Grace Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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