Bergen County and Saddle Brook Township property record for 291 Grace Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,242 sqft · built 1950 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jan 2021) |
| Tax Bill | $9,528 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00410-0000-00030 |
| Primary APN | 57-00410-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Old Parcel Number | 5700052F00005 |
|---|---|
| Street Address | 291 GRACE AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 50X98 |
| Legal Subdivision | LIBERTY GARDEN HOMES |
| Legal Block | 410 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 52200 |
291 Grace Ave is owned and occupied by an individual who bought it in January 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 291 GRACE AVE, SADDLE BROOK, NJ 07663-6129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · ARM HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 7, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on File |
| Deed Sale | Jan 7, 2021 · Amount on File |
| Deed Document Number | 20212988 |
| Deed Book / Page | 3902 / 1411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 291 GRACE AVE, SADDLE BROOK, NJ 07663-6129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033912281 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 3391/2281 |
| Instrument | 2019-073421.01 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Type Change Date | Oct 1, 2020 |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 7, 2021 |
| Property Address | 291 GRACE AVE, SADDLE BROOK, NJ 07663-6129 |
| Document Number | 0039021411 |
| Book / Page | 3902 / 1411 |
| Instrument Date | Oct 18, 2020 |
| Instrument | 21-002988 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,409.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 GRACE AVE, 291, SADDLE BROOK, NJ 07663-6129 |
| Name | Verified Name |
|---|---|
| Address | 291 GRACE AVE, SADDLE BROOK, NJ 07663-6129 |
| Document Number | 21002989 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 21-002989 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 291 Grace Ave was $9,528, up 5.6% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,400 (+2.47%) Land $237,600 Building $173,800 | $411,400 (+2.47%) Land $237,600 Building $173,800 | |
| 2025 | $9,528.00 (+5.62%) | $401,500 Land $232,100 Building $169,400 | $401,500 Land $232,100 Building $169,400 |
| 2024 | $9,021.00 | ||
| 2023 | $363,300 Land $207,100 Building $156,200 | $363,300 Land $207,100 Building $156,200 | |
| 2022 | $7,895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 Grace Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1980–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 291 Grace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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