291 Emerald Dr, Chardon, OH 44024 Property Records

Geauga County property record for 291 Emerald Dr, Chardon, OH 44024

Property Summary

Property TypeVacant Land
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$466,700 (May 2026)
Tax Bill$145 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Feb 2026 Sale
Flood ZoneZone X (minimal risk)
APN10-165977

Property Details

APN / Parcel Number

Primary APN10-165977
Alternative APN
  • 065731-2

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Account Number065731-2
Street Address291 EMERALD DR
CityCHARDON
StateOH
Zip44024-1422
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionS/L 94 MAPLE TRACE PRD #3
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group3
Census Block3000
Census Tract312201

Owner

291 Emerald Dr, vacant land, is owned and occupied by two individuals who bought it in May 2026.

Source: Geauga County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address291 EMERALD DR, CHARDON, OH 44024-1422
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed · Conventional Mortgage
NVT MORTGAGE FINANCE INC
Feb 11, 2026Limited Warranty Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2026 · Amount on File
Deed SaleMay 22, 2026 · Amount on File
Prior SaleFeb 11, 2026 · Amount on File
Deed Document Number20261047224
Deed Book / Page2221 / 2206
Record UpdatedSep 20, 2026

May 2026: Deed

Document TypeDeed
JurisdictionGEAUGA OH
Recording DateMay 22, 2026
Property Address291 EMERALD DR, CHARDON, OH 44024-1422
Document Number0001047224
Book / Page2221 / 2206
Instrument DateApr 23, 2026
Instrument20261047224
Record UpdatedJun 3, 2026
Title CompanyNVR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,136.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address291 EMERALD DR, CHARDON, OH 44024-1422

Mortgage

Document Number0001047225,
DateMay 22, 2026
Instrument20261047225
Lender
NameNVT MORTGAGE FINANCE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionGEAUGA OH
Recording DateFeb 11, 2026
Property Address291 EMERALD DR, CHARDON, OH 44024-1422
Document Number0022160141
Book / Page2216 / 141
Map ReferenceVOL 44 PG 78
Instrument DateJan 28, 2026
Instrument202601043764
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6770 W SNOWVILLE RD STE 200, 200, BRECKSVILLE, OH 44141-3272
Mail Care OfRYAN HOMES
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 291 Emerald Dr was $145.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$145.00$2,970 Land $2,970
2023$8,480 Land $8,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 291 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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