291 E Short Rd, Moss, TN 38575 Property Records

Clay County property record for 291 E Short Rd, Moss, TN 38575

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,984 sqft · built 2023
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Feb 2022)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014022 01617`

Property Details

APN / Parcel Number

Primary APN	`014022 01617`
Alternative APN	`022 01617`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,984 sqft Living Area
Basement Area	1,984 sqft
Finished Basement	1,984 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	291 E SHORT RD
City	MOSS
State	TN
Zip	38575-6340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:02 MAP REF:022
Jurisdiction	CLAY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2018
Census Tract	955100

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	291 E SHORT RD, MOSS, TN 38575-6340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage EDMONTON STATE BANK
Feb 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EDMONTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	22000230
Deed Book / Page	WD119 / 538
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	291 E SHORT RD, MOSS, TN 38575-6340
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E SHORT RD, MOSS, TN 38575-6340

Mortgage

Document Number	0TD177/424
Date	Dec 29, 2023
Book Page	TD177/424
Instrument	23001609

Lender

Name	EDMONTON STATE BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Feb 22, 2022
Property Address	291 E SHORT RD, MOSS, TN 38575-6340
Document Number	0WD119/538
Book / Page	WD119 / 538
Instrument Date	Feb 11, 2022
Instrument	22000230
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 73, MOSS, TN 38575-0073

Mortgage

Document Number	0022000231
Date	Feb 22, 2022
Instrument	22000231

Lender

Name	EDMONTON STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 14, 2023

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00	$71,750 (-0.59%) Land $5,050 Building $66,700
2023		$72,175 Land $5,475 Building $66,700
2022			$287,000 Land $20,200 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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