291 E Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 291 E Commerce St, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property TypeIndustrial > Warehouse, Storage
Year BuiltBuilt 1989
Square Footage3,000 sqft Adjusted Area
Lot Size38,068 sqft (0.874 acres)
Tax Bill$4,321.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-4-18-00-3-00003-01

Interior

Building Area3,000 sqft Adjusted Area
Gross Area800 sqft Gross Area
1st Floor3,000 sqft 1st Floor
Interior StructureUnfinished Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialMetal Exterior
Construction TypeMetal Frame Construction
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area38,068 sqft (0.874 acres)
Depth X Width190 ft x 133 ft Depth x Width
Total Buildings3 Total Buildings

Location & Zoning

Street Address291 E COMMERCE ST
CityHERNANDO
StateMS
Zip38632-2323
Property UsageIndustrial Property Usage
TypeIndustrial > Warehouse, Storage
Legal DescriptionPT NW 1/4 NE 1/4 SW 1/4
Legal Range007
Legal Township03S
Legal Section18
Legal Lot Number3
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup3
Census Block3003
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-4-18-00-3-00003-01

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address283 E COMMERCE ST, HERNANDO, MS 38632-2323
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
FIRST SECURITY BANK
Aug 11, 2025Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY BANK
May 20, 2024Executor's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2025
Deed SaleJun 04, 2025
Deed Book / Page1025 / 10795
Prior Transfer DateJun 03, 2025
Prior Transfer Doc1025010795
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJun 11, 2026
Property Address291 E COMMERCE ST, HERNANDO, MS 38632-2323
Document Number5663065630
Book / Page5663 / 65630
Instrument DateJun 09, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266

Mortgage

Document Number5663065630,
DateJun 11, 2026
Book Page5663/65630
Lender
NameFIRST SECURITY BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term6 Months
DueDec 15, 2026
Interest
Rate6.36%
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address291 E COMMERCE ST, HERNANDO, MS 38632-2323
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 981, HERNANDO, MS 38632-0981

Mortgage

Document Number5662/81561
DateAug 11, 2025
Book Page5662/81561
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 05, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionDESOTO MS
Recording DateMay 20, 2024
Property Address291 E COMMERCE ST, HERNANDO, MS 38632-2323
Document Number01024/8899
Book / Page1024 / 8899
Instrument DateMay 17, 2024
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1602 MCINGVALE RD, HERNANDO, MS 38632-8897

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 981, HERNANDO, MS 38632-0981

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,321.00 (+22.65%)$37,095 (+46.06%) Land $9,000 Building $28,095$247,298 (+46.06%) Land $60,000 Building $187,298
2023$3,523.00$25,397$169,310 Land $60,000 Building $109,310

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