291 E 12th Ave, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 291 E 12th Ave, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,762 sqft · built 1922
Lot Size	0.113 acres (4,918 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2023)
Tax Bill	$8,379 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-02803-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`14-02803-0000-00006`
Alternative APNs	`140280300006` `2701`

Interior

Stories	2 Stories
Building Area	1,762 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	4,918 sqft (0.113 acres)

Location & Zoning

Account Number	2701
Street Address	291 E 12TH AVE
City	ROSELLE
State	NJ
Zip	07203-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: DEED 266457.
Legal Subdivision	REALTY TRUST MAP #17
Legal Block	2803
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	2
Census Block	2004
Census Tract	34400

Owner

Source: Union County and Roselle Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	291 E 12TH AVE, ROSELLE, NJ 07203-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	202332029
Deed Book / Page	6521 / 2111
Prior Transfer Date	Apr 21, 2015
Prior Transfer Doc	0060560037
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 13, 2023
Property Address	291 E 12TH AVE, ROSELLE, NJ 07203-2759
Document Number	0065212111
Book / Page	6521 / 2111
Instrument Date	Aug 11, 2023
Instrument	32029
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, WEISS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 SPRUCE ST, ROSELLE, NJ 07203-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E 12TH AVE, ROSELLE, NJ 07203-2759

Mortgage

Document Number	0000056209
Date	Sep 13, 2023
Instrument	56209

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	291 E 12TH AVE, ROSELLE, NJ 07203-2759
Document Number	0145300544
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 E 12TH AVE ROSELLE NJ 072032759, ROSELLE, NJ 07203-2759

Mortgage

Document Number	0145300544
Date	Feb 4, 2019
Book Page	014530/000544
Instrument	668809

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (-) Land $50,600 Building $41,000	$91,600 (-) Land $50,600 Building $41,000
2025	$8,379.00 (+5.2%)	$91,600 (-) Land $50,600 Building $41,000	$91,600 (-) Land $50,600 Building $41,000
2024	$7,965.00 (+1.88%)
2023		$91,600 (-) Land $50,600 Building $41,000	$91,600 (-) Land $50,600 Building $41,000
2022	$7,818.00	$91,600 Land $50,600 Building $41,000	$91,600 Land $50,600 Building $41,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1978–2014)
Claims Outside the SFHA	8 of 21
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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