291 Down Springs Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 291 Down Springs Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,076 sqft · built 2006
Lot Size	5.15 acres (224,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Oct 2020)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456600825238000`

Property Details

APN / Parcel Number

Primary APN	`456600825238000`
Alternative APN	`52941`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,076 sqft Heated Area
Gross Area	4,358 sqft
1st Floor Area	1,076 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	224,334 sqft (5.15 acres)
Lot Width	1,230 ft Width
Terrain	Mountain
Garage Type	Mixed
Garage Area	1,252 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	904 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52941
Street Address	291 DOWN SPRINGS DR
City	MURPHY
State	NC
Zip	28906-5582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 FR MATHEWS 1296/30
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2055
Census Tract	930300

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 VOLUNTEER LN, SUMMERVILLE, SC 29486-2351
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	20205648
Deed Book / Page	1659 / 145
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	1296/0030
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 5, 2020
Property Address	291 DOWN SPRINGS DR, MURPHY, NC 28906-5582
Document Number	1659/145
Book / Page	1659 / 145
Instrument Date	Sep 24, 2020
Instrument	5648
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 DOWN SPRINGS DR, 291, MURPHY, NC 28906-5582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 VOLUNTEER LN, SUMMERVILLE, SC 29486-2351

Mortgage

Document Number	1659150
Date	Oct 5, 2020
Instrument	1659/150

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00	$342,430 (-)	$342,430 (-) Land $25,500 Building $316,930
2023		$342,430	$342,430 Land $25,500 Building $316,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Peachtree Broadband Fiber.

Cell Coverage

No cell data coverage reported

Nearby Properties on Down Springs Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures