291 Colgate Ave, Kensington (Berkeley), CA 94708 Property Records

Contra Costa County property record for 291 Colgate Ave, Kensington, CA 94708

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,664 sqft · built 1938
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on File
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Oct 2026 Sale Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`570-203-011-4`

Property Details

APN / Parcel Number

Primary APN	`570-203-011-4`
Alternative APN	`570-203-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	1,133 sqft
2nd Floor Area	531 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1948
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	259 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	291 COLGATE AVE
City	KENSINGTON
State	CA
Zip	94708-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	BERKELEY HIGHLANDS ADDN LOT 25 BLK Q
Legal Subdivision	BERKELEY HIGHLANDS ADD
Legal Block	Q
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	392000

Owner

291 Colgate Ave is owned by a company that acquired it in May 2009.

Source: Contra Costa County records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 24, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 26, 2009
Transfer Doc	0000129324
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2026
Property Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Document Number	0000109960
Instrument Date	Sep 11, 2026
Instrument	2026109960
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 24, 2026
Property Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Document Number	0000042386
Instrument Date	Apr 17, 2026
Instrument	202642386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121

Mortgage

Document Number	0000042386,
Date	Apr 24, 2026
Instrument	202642386

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121

Mortgage

Document Number	0000049235
Date	May 24, 2023
Instrument	2023-049235

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150569
Date	Sep 20, 2018
Instrument	2018-150569

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	291 COLGATE AVE, KENSINGTON, CA 94708-1121
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122876
Date	Jun 24, 2020
Instrument	2020-122876

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 291 Colgate Ave was $3,364.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$135,747 (+2%) Land $41,393 Building $94,354
2025	$3,364.00 Homeowner's exemption	$133,086 Land $40,582 Building $92,504
2023	$3,245.00 (+2.75%) Homeowner's exemption	$127,920 Land $39,007 Building $88,913
2022	$3,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 291 Colgate Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Colgate Ave is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 979 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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