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291 Cedar Run Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 291 Cedar Run Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,816 sqft · built 1985
Lot Size0.477 acres (20,821 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Mar 2021)
Tax Bill$5,232 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-05-26-015189-017-00

Property Details

APN / Parcel Number

Primary APN41-05-26-015189-017-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,816 sqft Heated Area
Gross Area3,870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,821 sqft (0.477 acres)
Lot Dimensions168 ft deep x 124 ft wide
Garage Area440 sqft

Exterior Amenities

PorchPorch
Porch Area402 sqft
Deck Area714 sqft
Patio Area926 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address291 CEDAR RUN DR
CityFLEMING ISLAND
StateFL
Zip32003-8154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 CEDAR RUN AS REC O R 4435 PG 1957
Legal Range26
Legal Township05
Legal Section41
Legal SubdivisionCEDAR RUN
Legal Lot Number15
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 41-05-26-015189-017-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address291 CEDAR RUN DR, FLEMING ISLAND, FL 32003-8154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Mar 30, 2021Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Prior SaleSep 28, 2001 · Amount on Record
Deed Document Number2021019162
Deed Book / Page4435 / 1957
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address291 CEDAR RUN DR, FLEMING ISLAND, FL 32003-8154
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 CEDAR RUN DR, FLEMING ISLAND, FL 32003-8154

Mortgage

Document Number0049681269
DateSep 12, 2025
Book Page4968/1269
Instrument2025043107
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 08, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 30, 2021
Property Address291 CEDAR RUN DR, FLEMING ISLAND, FL 32003-8154
Document Number0044351957
Book / Page4435 / 1957
Map ReferenceMB 16 PG 46
Instrument DateMar 26, 2021
Instrument2021019162
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyGLOBAL TITLE PROFESSIONALS LLC, GLOBAL TTL PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2026 DAYRON CT, 2026, MARIETTA, GA 30062-1786

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 CEDAR RUN DR, FLEMING ISLAND, FL 32003-8154

Mortgage

Document Number0044351959
DateMar 30, 2021
Instrument4435/1959
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,232.00 (+0.33%) Homeowner's exemption$383,235 (+5.99%)$423,825 (-2.18%) Land $75,000 Building $348,825
2023$5,215.00 (+5.31%) Homeowner's exemption$361,588 (+3%)$433,261 (+23.42%) Land $75,000 Building $358,261
2022$4,952.00 Homeowner's exemption$351,057 Land $75,000 Building $276,057$351,057 Land $75,000 Building $276,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: IQ Fiber Intermediate Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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