Rowan County property record for 291 Caseman Rd, Morehead, KY 40351
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 2006 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Apr 2024) |
| Tax Bill | $1,088 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-00 00 030.04 |
| Primary APN | 133-00 00 030.04 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Lot Area | 54,014 sqft (1.24 acres) |
| Account Number | 3623 |
|---|---|
| Street Address | 291 CASEMAN RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7003 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2006 CLAYTON 28X60 MH PLUS ADDITION & 1.24 ACRES KNIPP HOLLOW |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950400 |
Source: Rowan County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 291 CASEMAN RD, MOREHEAD, KY 40351-7003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 23, 2024 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Deed Document Number | 20242029453 |
| Deed Book / Page | 291 / 469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 22, 2026 |
| Property Address | 291 CASEMAN RD, MOREHEAD, KY 40351-7003 |
| Document Number | 0002050755 |
| Book / Page | 498 / 580 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20262050755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 291 CASEMAN RD, MOREHEAD, KY 40351-7003 |
| Document Number | 0002050755, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 498/580 |
| Instrument | 20262050755 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 23, 2024 |
| Property Address | 291 CASEMAN RD, MOREHEAD, KY 40351-7003 |
| Document Number | 00D291/469 |
| Book / Page | D291 / 469 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2029453 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1276, OLIVE HILL, KY 41164-1276 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 291 CASEMAN RD, MOREHEAD, KY 40351-7003 |
| Document Number | 0002029456 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2029456 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2053 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,088.00 (+635.14%) | $130,000 (+103.92%) Land $15,000 Building $115,000 | $130,000 (+103.92%) Land $15,000 Building $115,000 |
| 2023 | $148.00 Homeowner's exemption | $63,750 Land $12,000 Building $51,750 | $63,750 Land $12,000 Building $51,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 22 (2010–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Sep 2024 · Remnants Of Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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