291 C C Chapman Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 291 C C Chapman Rd, Cheraw, SC 29520

Property Summary

Property Type	Rural Home
Details	2 ba · 1,412 sqft · built 2016
Lot Size	29 acres (1,263,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$873 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2016 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`275 000 000 069`

Property Details

APN / Parcel Number

Primary APN	`275 000 000 069`
Alternative APNs	`00038484` `02380993` `2380993`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Total Area
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	1,263,240 sqft (29 acres)
Garage Type	Carport
Garage Area	565 sqft
Carport	Carport
Carport Area	565 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00038484
Street Address	291 C C CHAPMAN RD
City	CHERAW
State	SC
Zip	29520-4387
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	29 AC
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1055
Census Tract	950601

Owner

291 C C Chapman Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2007.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2016	Deed of Trust, Mortgage · VA Mortgage FIRST CITIZENS BANK
Oct 30, 2013	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Mar 29, 2012	Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Aug 5, 2016	Deed of Trust, Mortgage · Construction Mortgage CCH HOLDINGS CO
Oct 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC
May 19, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 19, 2007
Transfer Doc	00444/0341
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00518/1170
Date	Oct 27, 2020
Book Page	518/1170
Instrument	202000004193

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00488/0153
Date	Nov 30, 2016
Book Page	488/0153
Instrument	201600004124

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2046

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00468/1440
Date	Oct 30, 2013
Book Page	468/1440
Instrument	201300003961

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	CHERAW, SC 29520

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00457/1397
Date	Mar 29, 2012
Book Page	457/1397
Instrument	201200001143

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 27, 2017

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00485/1123
Date	Aug 5, 2016
Book Page	485/1123
Instrument	201600002656

Lender

Name	CCH HOLDINGS CO
Type	Non-Lending Institution
Address	LANCASTER, SC 29720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	2 Months
Due	Oct 4, 2016

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00468/1433
Date	Oct 30, 2013
Book Page	468/1433
Instrument	201300003960

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	CHERAW, SC 29520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 29, 2018

May 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 19, 2008
Property Address	291 C C CHAPMAN RD, CHERAW, SC 29520-4387
Document Number	00444/0341
Book / Page	444 / 0341
Map Reference	MB 12 PG 131
Instrument Date	Feb 19, 2007
Instrument	200800002158
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BURCHWOOD CIR, CHERAW, SC 29520-2005

Tax Assessment & Valuation

The 2025 property tax bill for 291 C C Chapman Rd was $873.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00	$5,880 Land $450 Building $5,430
2024			$181,000 (-) Land $63,000 Building $118,000
2023	$684.00	$5,140 Land $420 Building $4,720	$181,000 Land $63,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 C C Chapman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 C C Chapman Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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