291 Bernard Dr, Monroe, OH 45050 Property Records

Butler County property record for 291 Bernard Dr, Monroe, OH 45050

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,156 sqft · built 2013
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Apr 2018)
Tax Bill	$62 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C1800-008.320-080`

Property Details

APN / Parcel Number

Primary APN	`C1800-008.320-080`
Alternative APNs	`76486` `77365`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	580 sqft
Finished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 115 ft wide
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	83 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	291 BERNARD DR
City	MONROE
State	OH
Zip	45050-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5787 ENT GIL MAR MEADOWS PT 10 BLK A SEE RID PCL 080R -WYANDOT WOODS RID
Legal Subdivision	GIL MAR MEADOWS
Legal Block	A
Jurisdiction	BUTLER OH
Township / Civil Division	LEMON
Census Block Group	2
Census Block	2028
Census Tract	11200

Owner

291 Bernard Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	291 BERNARD DR, MONROE, OH 45050-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Apr 9, 2018	Warranty Deed, Transfer · Conventional with PMI WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Document Number	0000012387
Deed Book / Page	009147 / 001433
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	291 BERNARD DR, MONROE, OH 45050-1509
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023774
Date	Apr 26, 2021
Book Page	9638/1879
Instrument	2021-00023774

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 9, 2018
Property Address	291 BERNARD DR, MONROE, OH 45050-1509
Document Number	0000012387
Book / Page	009147 / 001433
Instrument Date	Apr 3, 2018
Instrument	12387
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	HALLMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	291 BERNARD DR MONROE OH 450501509, MONROE, OH 45050-1509

Mortgage

Document Number	12388
Date	Apr 9, 2018
Book Page	009147/001435
Instrument	12388

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 291 Bernard Dr was $62.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Lemon Township
Municipality	Monroe City
Unified School District	Monroe Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00	$1,360 Land $1,360	$3,880 Land $3,880
2023	$60.00 (-98.46%)	$1,360 (-) Land $1,360	$3,880 Land $3,880
2022	$3,893.00	$1,360 Land $1,360
2020			$3,880 Land $3,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 291 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 15,600 people · EPA ID OH0902012
Water Source	Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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