291 Bernal Rd, San Jose, CA 95119 Property Records

Santa Clara County property record for 291 Bernal Rd, San Jose, CA 95119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1971
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,090,000 (Jul 2021)
Tax Bill	$16,042 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`704-45-028`

Property Details

APN / Parcel Number

Primary APN	`704-45-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,000 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	291 BERNAL RD
City	SAN JOSE
State	CA
Zip	95119-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4640 BOOK 261 PAGE 6 LOT 102
Legal Subdivision	TRACT NO 4640
Legal Tract	4640
Legal Lot Number	102
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	512032

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	291 BERNAL RD, SAN JOSE, CA 95119-1811
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jun 27, 1996 · Amount on Record
Deed Document Number	202125034246
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2021
Property Address	291 BERNAL RD, SAN JOSE, CA 95119-1811
Document Number	0025034246
Map Reference	MB 261 PG 5&6
Instrument Date	Jul 14, 2021
Instrument	25034246
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 BERNAL RD, SAN JOSE, CA 95119-1811

Mortgage

Document Number	0025034247
Date	Jul 20, 2021
Instrument	25034247

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	291 BERNAL RD, SAN JOSE, CA 95119-1811
Document Number	0024168651
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 BERNAL RD SAN JOSE CA 951191811, SAN JOSE, CA 95119-1811

Mortgage

Document Number	0024168651
Date	May 1, 2019
Instrument	24168651

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	291 BERNAL RD, SAN JOSE, CA 95119-1811
Document Number	0023566848
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 BERNAL RD SAN JOSE CA 951191811, SAN JOSE, CA 95119-1811

Mortgage

Document Number	0023566848
Date	Jan 25, 2017
Instrument	23566848

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,179,849 (+2%) Land $1,028,309 Building $151,540
2025	$16,042.00 (+8.59%)	$1,156,716 (+9.64%) Land $1,008,147 Building $148,569
2023	$14,773.00 (-3.95%)	$1,055,000 Land $919,400 Building $135,600
2022	$15,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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