291 Audubon Loop, Madisonville, KY 42431 Property Records

Hopkins County property record for 291 Audubon Loop, Madisonville, KY 42431

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 2005
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Jan 2020)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M-23-15-4-21`

Property Details

APN / Parcel Number

Primary APN	`M-23-15-4-21`
Alternative APN	`54088`

Interior

Stories	1 Story
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54088
Street Address	291 AUDUBON LOOP
City	MADISONVILLE
State	KY
Zip	42431-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	AUDUBON ACRES
Legal Lot Number	21
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4023
Census Tract	970500

Owner

291 Audubon Loop is owned and occupied by an individual who bought it in January 2020.

Source: Hopkins County records, as of November 18, 2025

Owner of Record	Individual Name on File
Mailing Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK
Jan 10, 2020	Warranty Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Oct 23, 2019	Public Action, Foreclosure · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Oct 23, 2019 · Amount on File
Deed Document Number	2020279
Deed Book / Page	780 / 241
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	000780/241
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Recording Date	Aug 19, 2026
Property Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405
Document Number	0000008398
Book / Page	1531 / 507
Instrument Date	Aug 7, 2026
Instrument	20268398
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405

Mortgage

Document Number	0000008398,
Date	Aug 19, 2026
Book Page	1531/507
Instrument	20268398

Lender

Name	FIRST UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOPKINS KY
Recording Date	Jan 10, 2020
Property Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405
Document Number	000780/241
Book / Page	0780 / 241
Map Reference	CAB 2 SL 84
Instrument Date	Dec 23, 2019
Instrument	2020000279
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 W NOEL AVE, MADISONVILLE, KY 42431-1145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405

Mortgage

Document Number	2020000280
Date	Jan 10, 2020
Instrument	2020000280

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Dec 23, 2024

October 2019: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	HOPKINS KY
Recording Date	Oct 23, 2019
Property Address	291 AUDUBON LOOP, MADISONVILLE, KY 42431-4405
Document Number	000778/335
Book / Page	0778 / 335
Map Reference	CAB 1 SL 154
Instrument Date	Sep 18, 2019
Instrument	2019011266
Transaction Type	Foreclosure
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114US COURT HOUSE ANX, LOUISVILLE, KY 40202-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 MEADOW LN, MADISONVILLE, KY 42431-4216

Mortgage

Document Number	001255/233
Date	Nov 6, 2019
Book Page	1255/233
Instrument	2019011715

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	3 Months
Due	Feb 22, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 291 Audubon Loop was $1,226.

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Madisonville City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00	$123,500	$123,500
2023	$1,243.00	$123,500	$123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 291 Audubon Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 291 Audubon Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISONVILLE LIGHT & WATER serves 28,102 people · EPA ID KY0540936
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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