Fluvanna County property record for 291 Arrow Head Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,220 sqft · built 1969 |
| Lot Size | 2.62 acres (114,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2026) |
| Tax Bill | $1,447 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 A 31A |
| Primary APN | 20 A 31A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 1,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 114,519 sqft (2.62 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 817 |
|---|---|
| Street Address | 291 ARROW HEAD LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | WB 57-53 AC 2.629 |
| Legal Block | 3 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20200 |
291 Arrow Head Ln is owned and occupied by two individuals who bought it in May 2026.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 ARROW HEAD LN, PALMYRA, VA 22963-4444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Deed Document Number | 20261441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 15, 2026 |
| Property Address | 291 ARROW HEAD LN, PALMYRA, VA 22963-4444 |
| Document Number | 0000001441 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.1441 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 291 ARROW HEAD LN, PALMYRA, VA 22963-4444 |
| Document Number | 0000001442, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026..1442 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 291 Arrow Head Ln was $1,447, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,700 (-) Land $38,800 Building $152,900 | $191,700 (-) Land $38,800 Building $152,900 | |
| 2025 | $1,447.00 (+0.7%) | $191,700 Land $38,800 Building $152,900 | $191,700 Land $38,800 Building $152,900 |
| 2024 | $1,437.00 | ||
| 2023 | $139,900 Land $38,800 Building $101,100 | $139,900 Land $38,800 Building $101,100 | |
| 2022 | $1,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 Arrow Head Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 Arrow Head Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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