2909 Willow Rd, San Pablo, CA 94806 Property Records

Contra Costa County property record for 2909 Willow Rd, San Pablo, CA 94806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1956
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2002)
Tax Bill	$7,926 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`417-100-045`

Property Details

APN / Parcel Number

Primary APN	`417-100-045`
Alternative APN	`417-100-045-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1972
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2909 WILLOW RD
City	SAN PABLO
State	CA
Zip	94806-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 137 SP RO POR 1 D
Legal Subdivision	SAN PABLO RANCHO
Legal Block	D
Legal Lot Number	137
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	369001

Owner

2909 Willow Rd is owned and occupied by two individuals who bought it in November 2002.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 23, 2018	Deed of Trust, Mortgage · VA Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2002 · Amount on File
Deed Sale	Nov 26, 2002 · Amount on File
Deed Document Number	2002448689
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	0000448688
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723

Mortgage

Document Number	0000026823
Date	Mar 22, 2023
Instrument	2023-026823

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723

Mortgage

Document Number	0000038898
Date	Feb 9, 2021
Instrument	2021-038898

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110873
Date	Jun 10, 2020
Instrument	2020-110873

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2909 WILLOW RD, SAN PABLO, CA 94806-3723
Document Number	0000047602
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 WILLOW RD SAN PABLO CA 948063723, SAN PABLO, CA 94806-3723

Mortgage

Document Number	0000047602
Date	Mar 28, 2018
Instrument	47602

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Willow Rd was $7,926 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Pablo City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,933 (+2%) Land $301,360 Building $231,573
2025	$7,926.00 Homeowner's exemption	$522,484 Land $295,451 Building $227,033
2023	$7,580.00 (+1.42%) Homeowner's exemption	$502,197 Land $283,979 Building $218,218
2022	$7,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2909 Willow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Willow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: GeoLinks, T-Mobile, Verizon.

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