Guadalupe County property record for 2909 White Pine Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 3,564 sqft · built 2001 |
| Lot Size | 0.179 acres (7,775 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,872 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1243800101700000 |
| Primary APN | 1G1243800101700000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,564 sqft Living Area |
| Gross Area | 4,008 sqft |
| 1st Floor Area | 1,590 sqft |
| 2nd Floor Area | 1,974 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 7,775 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 52 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2909 WHITE PINE DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 17 BLK: 1 ADDN: GREENSHIRE #8 |
| Legal Subdivision | GREENSHIRE #8 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 210712 |
2909 White Pine Dr is owned and occupied by two individuals.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2909 WHITE PINE DR, SCHERTZ, TX 78154-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 29, 2019 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2909 WHITE PINE DR, SCHERTZ, TX 78154-3732 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099013069 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 202199013069 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2909 WHITE PINE DR, SCHERTZ, TX 78154-3732 |
| Document Number | 0000013879 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2909 WHITE PINE DR SCHERTZ TX 781543732, SCHERTZ, TX 78154-3732 |
| Document Number | 0000013879 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 13879 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 4, 2035 |
The 2025 property tax bill for 2909 White Pine Dr was $5,872 with a homeowner's exemption, up 0.5% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,600 (+1%) Land $48,012 Building $310,786 | $358,798 (+17.25%) Land $48,012 Building $310,786 | |
| 2025 | $5,872.00 (+0.51%) | $306,000 Land $45,057 Building $260,943 | $306,000 Land $45,057 Building $260,943 |
| 2024 | $5,842.00 (+10.18%) | ||
| 2023 | $5,302.00 (-11.14%) Homeowner's exemption | $370,295 Land $51,391 Building $318,904 | $370,295 Land $51,391 Building $318,904 |
| 2022 | $5,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 White Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2909 White Pine Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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