2909 W Garden Cir, Apache Junction, AZ 85120 Property Records

Pinal County property record for 2909 W Garden Cir, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,853 sqft · built 2001
Lot Size	0.168 acres (7,335 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2015)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`100-43-023`

Property Details

APN / Parcel Number

Primary APN	`100-43-023`
Alternative APN	`100-43-0230`

Interior

Stories	1 Story
Building Area	1,853 sqft Living Area
1st Floor Area	1,853 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2001
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,335 sqft (0.168 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2909 W GARDEN CIR
City	APACHE JUNCTION
State	AZ
Zip	85120-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST DUTCHMAN GARDENS LOT 23 CAB C SLD 115 SEC 18-1N-8E 7335 SQ F T .17 AC
Legal Range	08E
Legal Township	01N
Legal Section	18
Legal Subdivision	LOST DUTCHMAN GARDENS
Legal Lot Number	23
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	2
Census Block	2007
Census Tract	321

Owner

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 W GARDEN CIR, APACHE JUNCTION, AZ 85120-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	0000039754
Last Transfer Date	Oct 2, 2019
Transfer Doc	0000083407
Record Updated	Jun 8, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Oct 2, 2019
Property Address	2909 W GARDEN CIR, APACHE JUNCTION, AZ 85120-1308
Document Number	0000083407
Map Reference	CAB C SL 115
Instrument Date	Sep 29, 2019
Instrument	2019-083407
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 W GARDEN CIR, APACHE JUNCTION, AZ 85120-1308

Mortgage

Document Number	0000083408
Date	Oct 2, 2019
Instrument	2019-083408

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	2909 W GARDEN CIR, APACHE JUNCTION, AZ 85120-1308
Document Number	0000006841
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 W GARDEN CIR APACHE JUNCTION AZ 851201308, APACHE JUNCTION, AZ 85120-1308

Mortgage

Document Number	0000006841
Date	Feb 1, 2017
Instrument	6841

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 31, 2045

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$39,861 (+0.27%) Land $5,501 Building $34,360	$398,617 (+0.27%) Land $55,013 Building $343,604
2026		$39,752 (+2.68%) Land $5,501 Building $34,251	$397,525 (+2.68%) Land $55,013 Building $342,512
2025	$1,950.00 (+4.9%)	$38,715 (-4.42%) Land $5,501 Building $33,214	$387,149 (-4.42%) Land $55,013 Building $332,136
2024		$40,504 Land $5,501 Building $35,003	$405,040 Land $55,013 Building $350,027
2023	$1,859.00 (+4.56%)
2022	$1,778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Cox Communications, Mojo Broadband, Verizon.

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