2909 Twin Lakes Dr, Springfield, IL 62707 Property Records

Sangamon County property record for 2909 Twin Lakes Dr, Springfield, IL 62707

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Oct 2024)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-13.0-155-001`

Property Details

APN / Parcel Number

Primary APN	`14-13.0-155-001`
Alternative APN	`14130155001 (CHECK DIGIT = 7)`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	14130155001
Street Address	2909 TWIN LAKES DR
City	SPRINGFIELD
State	IL
Zip	62707-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 138 TWIN LAKES 8TH ADDN (9618.80 SQ FT .22 AC)
Legal Subdivision	TWIN LAKES 8TH ADD
Legal Lot Number	138
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2020
Census Tract	501

Owner

2909 Twin Lakes Dr is owned and occupied by an individual who bought it in October 2024.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage PACIFIC UNION FINANCIAL INC
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit WEST CENTRAL BANK
Aug 11, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage PNC BANK NA
Feb 25, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
Oct 16, 2024	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Oct 13, 2015	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO
Aug 16, 2012	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	202417683
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02339
Date	Jan 30, 2017
Instrument	2017R02339

Lender

Name	PACIFIC UNION FINANCIAL INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2046

Interest

Rate Type	Fixed Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R19648
Date	Oct 24, 2023
Instrument	2023R19648

Lender

Name	WEST CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R30902
Date	Aug 11, 2006
Instrument	2006R30902

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2021

Interest

Rate Type	Fixed Rate
Rate	7.74%

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R07056
Date	Feb 25, 2011
Instrument	2011R07056

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 24, 2026

Interest

Rate Type	Fixed Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 16, 2024
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Document Number	2024R17683
Instrument Date	Oct 15, 2024
Instrument	2024R17683
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930

Mortgage

Document Number	2024R17684
Date	Oct 16, 2024
Instrument	2024R17684

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.13%

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 13, 2015
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Document Number	2015R28991
Instrument Date	Oct 9, 2015
Instrument	2015R28991
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R28992
Date	Oct 13, 2015
Instrument	2015R28992

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.38%

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 16, 2012
Property Address	2909 TWIN LAKES DR, SPRINGFIELD, IL 62707-6930
Document Number	2012R31227
Instrument Date	Aug 6, 2012
Instrument	2012R31227
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R31228
Date	Aug 16, 2012
Instrument	2012R31228

Lender

Name	US BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Twin Lakes Dr was $5,632 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,632.00	$75,571 Land $8,960 Building $66,611	$226,713 Land $26,880 Building $199,833
2022	$4,409.00 Homeowner's exemption	$55,203 Land $7,241 Building $47,962	$165,609 Land $21,723 Building $143,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Twin Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Twin Lakes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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