2909 SW 98th Dr, Gainesville, FL 32608 Property Records

Alachua County property record for 2909 SW 98th Dr, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2001
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Jul 2006)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06860-353-039`

Property Details

APN / Parcel Number

Primary APN	`06860-353-039`
Alternative APNs	`00748430000` `1059795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	320 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	435 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2909 SW 98TH DR
City	GAINESVILLE
State	FL
Zip	32608-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HAILE PLANTATION UNIT 35 PHASE 3 PB-22 PG-46 LOT 39 OR 3428/1142
Legal Range	19E
Legal Township	10S
Legal Section	18
Legal Subdivision	HAILE PLANTATION UNIT 35 PHASE III
Legal Lot Number	39
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1004
Census Tract	2222

Owner

2909 SW 98th Dr is owned and occupied by two individuals who bought it in July 2006.

Source: Alachua County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 SW 98TH DR, GAINESVILLE, FL 32608-8679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2006 · Amount on File
Deed Sale	Jul 28, 2006 · Amount on File
Prior Sale	May 2, 2003 · Amount on File
Deed Document Number	20062261802
Deed Book / Page	3428 / 1142
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	2909 SW 98TH DR, GAINESVILLE, FL 32608-8679
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 SW 98TH DR, GAINESVILLE, FL 32608-8679

Mortgage

Document Number	0048791161
Date	Apr 14, 2021
Book Page	4879/1161
Instrument	3330470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2909 SW 98th Dr was $4,026 with a homeowner's exemption, up 1.9% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+1.87%) Homeowner's exemption	$210,253	$359,207 Land $120,000 Building $479,207
2024	$3,952.00 (+1.96%)
2023	$3,876.00 (+4.11%) Homeowner's exemption Senior Citizen's exemption	$198,377 (+3%)	$327,901 (+11.84%) Land $82,000 Building $245,901
2022	$3,723.00 Homeowner's exemption	$192,599	$293,184 Land $75,000 Building $218,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2909 SW 98th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 SW 98th Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SW 98th Dr

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